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Ad #7849777
MLS #784163
Listing photo

Seller offering a $10,000 concession toward the Buyer's closing

101 White Oaks Blvd, Panama City, FL 32409
$689,000
6Beds
4Baths
6,330Sqft
2Acres

About this property

Seller offering a $10,000 concession toward the Buyer's closing costs or flex money with an acceptable offer. Seller is motivated! As-Is Opportunity with Strong Fundamentals & Exceptional Potential A rare opportunity for an investor or owner-occupant who understands value and vision! Offered As Is, this home primarily needs fine-tuning, cosmetic updates, and selective improvements, the best and most important parts of the home are in use, intact, and functional, providing a solid foundation to elevate the property to its full potential. The home was originally designed with 6 bedrooms, featuring five bedrooms in the main residence and an additional sixth bedroom within the finished workshop/garage space; ideal for guests, extended family, or future apartment conversion. Note- the cabinets and appliances in the finished garage do not convey with sale. Several bedrooms would benefit from new flooring, allowing the next owner to update finishes while preserving the home's generous layout. The gourmet kitchen showcases granite countertops, custom cabinetry, and a built-in wine rack. With thoughtful updates, this space can easily be brought back to life as the true heart of the home. The primary suite is one of the most impressive features: exceptionally spacious and beautifully laid out, offering the scale and presence buyers seek in a true owner's retreat. Bonus is one of the additional bedrooms offers the flexibility to function as a second primary suite, perfect for guests or multi-generational living. A double-sided fireplace anchors the living spaces, adding warmth, character, and architectural interest, while a dedicated movie room/media room provides an ideal setting for entertaining or relaxing at home. Beyond the main residence, the property features a 40' x 50' heated and cooled finished garage/workshop Additional garage and workshop spaces, each with two bay roll-up doors, further enhance the property's versatility. The backyard includes a separate outbuilding, previously being converted into a shooting range, now offering a blank slate for the next owner's vision. The in-ground gunite pool with attached jacuzzi adds significant appeal, with the waterfall feature (not currently functioning) offering potential to be restored with additional investment. This is not a teardown or major reconstruction: this is an opportunity to polish, update, and enhance a home with strong bones, standout features, and exceptional flexibility. Sold As Is. A strategic opportunity for buyers who recognize long-term value and upside. Important NOTE! Cabinets and Over/stove in the heated and cooled detached garage DO NOT convey.

Property Features

6 Beds
4 Baths
6,330 Sqft
Built in 2007
2 Acres
Siding: Stucco
Has Swimming Pool
$9,059 / yr property tax
Bay County
White Oaks Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Heather H Neubauer

Neubauer Real Estate, Inc. ERA

850-774-2832

Location

Map
Listing Agent: Heather H Neubauer (License #: 3257545) 850-774-2832
Broker: Neubauer Real Estate, Inc. ERA 850-785-1551 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026

Photo Gallery

Seller offering a $10,000 concession toward the Buyer's closing - photo 1
Seller offering a $10,000 concession toward the Buyer's closing - photo 2
Seller offering a $10,000 concession toward the Buyer's closing - photo 3
Seller offering a $10,000 concession toward the Buyer's closing - photo 4
Seller offering a $10,000 concession toward the Buyer's closing - photo 5
Seller offering a $10,000 concession toward the Buyer's closing - photo 6
Seller offering a $10,000 concession toward the Buyer's closing - photo 7
Seller offering a $10,000 concession toward the Buyer's closing - photo 8
Seller offering a $10,000 concession toward the Buyer's closing - photo 9
Seller offering a $10,000 concession toward the Buyer's closing - photo 10
Seller offering a $10,000 concession toward the Buyer's closing - photo 11
Seller offering a $10,000 concession toward the Buyer's closing - photo 12
Seller offering a $10,000 concession toward the Buyer's closing - photo 13
Seller offering a $10,000 concession toward the Buyer's closing - photo 14
Seller offering a $10,000 concession toward the Buyer's closing - photo 15
Seller offering a $10,000 concession toward the Buyer's closing - photo 16
Seller offering a $10,000 concession toward the Buyer's closing - photo 17
Seller offering a $10,000 concession toward the Buyer's closing - photo 18
Seller offering a $10,000 concession toward the Buyer's closing - photo 19
Seller offering a $10,000 concession toward the Buyer's closing - photo 20
Seller offering a $10,000 concession toward the Buyer's closing - photo 21
Seller offering a $10,000 concession toward the Buyer's closing - photo 22
Seller offering a $10,000 concession toward the Buyer's closing - photo 23
Seller offering a $10,000 concession toward the Buyer's closing - photo 24
Seller offering a $10,000 concession toward the Buyer's closing - photo 25
Seller offering a $10,000 concession toward the Buyer's closing - photo 26
Seller offering a $10,000 concession toward the Buyer's closing - photo 27
Seller offering a $10,000 concession toward the Buyer's closing - photo 28
Seller offering a $10,000 concession toward the Buyer's closing - photo 29
Seller offering a $10,000 concession toward the Buyer's closing - photo 30
Seller offering a $10,000 concession toward the Buyer's closing - photo 31
Seller offering a $10,000 concession toward the Buyer's closing - photo 32
Seller offering a $10,000 concession toward the Buyer's closing - photo 33
Seller offering a $10,000 concession toward the Buyer's closing - photo 34
Seller offering a $10,000 concession toward the Buyer's closing - photo 35
Seller offering a $10,000 concession toward the Buyer's closing - photo 36
Seller offering a $10,000 concession toward the Buyer's closing - photo 37
Seller offering a $10,000 concession toward the Buyer's closing - photo 38
Seller offering a $10,000 concession toward the Buyer's closing - photo 39
Seller offering a $10,000 concession toward the Buyer's closing - photo 40
Seller offering a $10,000 concession toward the Buyer's closing - photo 41
Seller offering a $10,000 concession toward the Buyer's closing - photo 42
Seller offering a $10,000 concession toward the Buyer's closing - photo 43
Seller offering a $10,000 concession toward the Buyer's closing - photo 44
Seller offering a $10,000 concession toward the Buyer's closing - photo 45
Seller offering a $10,000 concession toward the Buyer's closing - photo 46
Seller offering a $10,000 concession toward the Buyer's closing - photo 47
Seller offering a $10,000 concession toward the Buyer's closing - photo 48
Seller offering a $10,000 concession toward the Buyer's closing - photo 49
Seller offering a $10,000 concession toward the Buyer's closing - photo 50

$689,000

6
Beds
4
Baths
6,330
Sqft

101 White Oaks Blvd, Panama City, FL 32409

By contacting this agent you agree to these Terms and Conditions.
Home Florida Panama City
Seller offering a $10,000 concession toward the Buyer's closing - photo 1
Seller offering a $10,000 concession toward the Buyer's closing - photo 2
Seller offering a $10,000 concession toward the Buyer's closing - photo 3
Seller offering a $10,000 concession toward the Buyer's closing - photo 4
Seller offering a $10,000 concession toward the Buyer's closing - photo 5
MLS# 784163
Home For Sale

Seller offering a $10,000 concession toward the Buyer's closing

$689,000

101 White Oaks Blvd, Panama City, FL 32409

6
Beds
4
Baths
6,330
Sqft
2
Acres
$689,000
101 White Oaks Blvd, Panama City, FL 32409
6 Beds
4 Baths
6,330 Sqft
2 Acres
Seller offering a $10,000 concession toward the Buyer's closing costs or flex money with an acceptable offer. Seller is motivated! As-Is Opportunity with Strong Fundamentals & Exceptional Potential A rare opportunity for an investor or owner-occupant who understands value and vision! Offered As Is, this home primarily needs fine-tuning, cosmetic updates, and selective improvements, the best and most important parts of the home are in use, intact, and functional, providing a solid foundation to elevate the property to its full potential. The home was originally designed with 6 bedrooms, featuring five bedrooms in the main residence and an additional sixth bedroom within the finished workshop/garage space; ideal for guests, extended family, or future apartment conversion. Note- the cabinets and appliances in the finished garage do not convey with sale. Several bedrooms would benefit from new flooring, allowing the next owner to update finishes while preserving the home's generous layout. The gourmet kitchen showcases granite countertops, custom cabinetry, and a built-in wine rack. With thoughtful updates, this space can easily be brought back to life as the true heart of the home. The primary suite is one of the most impressive features: exceptionally spacious and beautifully laid out, offering the scale and presence buyers seek in a true owner's retreat. Bonus is one of the additional bedrooms offers the flexibility to function as a second primary suite, perfect for guests or multi-generational living. A double-sided fireplace anchors the living spaces, adding warmth, character, and architectural interest, while a dedicated movie room/media room provides an ideal setting for entertaining or relaxing at home. Beyond the main residence, the property features a 40' x 50' heated and cooled finished garage/workshop Additional garage and workshop spaces, each with two bay roll-up doors, further enhance the property's versatility. The backyard includes a separate outbuilding, previously being converted into a shooting range, now offering a blank slate for the next owner's vision. The in-ground gunite pool with attached jacuzzi adds significant appeal, with the waterfall feature (not currently functioning) offering potential to be restored with additional investment. This is not a teardown or major reconstruction: this is an opportunity to polish, update, and enhance a home with strong bones, standout features, and exceptional flexibility. Sold As Is. A strategic opportunity for buyers who recognize long-term value and upside. Important NOTE! Cabinets and Over/stove in the heated and cooled detached garage DO NOT convey.
54 days
on BeachHouse.com
43
views
0
saves

Property Details

HOME DETAILS

6 Beds
4 Baths
6,330 Sqft
Built in 2007
2 Acres

EXTERIOR

Siding: Stucco
Has Swimming Pool

FINANCIAL & COMMUNITY

$9,059 / yr property tax
Bay County
White Oaks Community
See More Details

Location

Map
Open in Google Maps

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Ad Statistics

Ad Number
7849777
Viewed
43 times
Listing Status
Active
Added
Jun 18, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
Central Panhandle Association of REALTORS
Source Property ID
784163
Listing Agent: Heather H Neubauer (License #: 3257545) 850-774-2832
Broker: Neubauer Real Estate, Inc. ERA 850-785-1551 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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Positioned on a private cul-de-sac lot in the prestigious Hawks - photo 1
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Positioned on a private cul-de-sac lot in the prestigious Hawks - photo 46
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Positioned on a private cul-de-sac lot in the prestigious Hawks - photo 48
Positioned on a private cul-de-sac lot in the prestigious Hawks - photo 49
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is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

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Last updated on 2026.08.11
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