Ad #7628052
MLS #TB8501771
Newly Priced at $574,900 -- Plus $25,000 in Seller Concessions.
106 STEVEN ST, Ruskin, FL 33570
$574,900
3Beds
2Baths
1,580Sqft
0.21Acres
About this property
Newly Priced at $574,900 -- Plus $25,000 in Seller Concessions.
Some homes are just addresses. This one is a lifestyle. Nestled along the open bay with direct water access, this beautifully reimagined Tampa Bay retreat delivers the effortless waterfront living you've been searching for -- and the serious infrastructure to back it up.
The seller means business. Freshly repriced and motivated, the seller is offering $25,000 toward your closing costs and/or rate buydown -- putting real money back in your pocket on day one and potentially lowering your monthly payment for the life of the loan. At today's rates, that kind of buydown can make a meaningful difference. This is a rare opportunity to get into a turnkey waterfront home with less out of pocket than you'd expect.
Across 1,580 square feet of thoughtfully refreshed living space, three bedrooms and two redesigned bathrooms strike the perfect balance of comfort and style. The completely renovated kitchen is the heart of the home, featuring crisp white shaker cabinets, gleaming granite countertops, and top-of-the-line appliances -- equally suited for quiet mornings with a bay view or entertaining after a day on the water.
Step outside and the property truly comes into its own. A brand-new boat lift (2023) sits ready at the water's edge, with generous RV and boat parking that serious boaters will immediately appreciate. The backyard blends function with charm: custom-built raised vegetable gardens bring a rare, grounded beauty to the space, while a versatile work shed -- easily converted to a private home office -- adds flexibility for however you choose to live. A spacious carport completes the picture.
Peace of mind is built in, not bolted on. Every major system has been addressed: a 50-year metal roof (2020), new AC (2021), full whole-house replumb to the street (2022), and hurricane-impact windows and doors (2024) mean you inherit quality, not projects.
This is Tampa Bay waterfront living at its finest -- move-in ready, meticulously upgraded, and priced with a motivated seller ready to make a deal.
Your next chapter starts here. And right now, the seller is helping you get there.
Property Features
3 Beds
2 Baths
1,580 Sqft
Built in 1965
0.21 Acres
On Beachfront
Boat, Covered, Driveway, Golf Cart, Guest, Oversized, RV
Siding: Block
Metal Roof
Central, Electric (Heating), Heat Pump (Heating)
$6,323 / yr property tax
Hillsborough County
COLLURA SUB Community
Additional Photos
Contact Information
Cody Powell
J. Powell Enterprises, LLC
904-710-8056
Location
Listing Agent: Cody Powell (License #: 3232623) 904-710-8056
Broker: J. Powell Enterprises, LLC 904-422-1224 Listing Site
Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: J. Powell Enterprises, LLC 904-422-1224 Listing Site
Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 11, 2026
Photo Gallery
$574,900
3
Beds
2
Baths
1,580
Sqft
106 STEVEN ST, Ruskin, FL 33570
By contacting this agent you agree to these Terms and Conditions.
MLS# TB8501771
Newly Priced at $574,900 -- Plus $25,000 in Seller Concessions.
$574,900
106 STEVEN ST, Ruskin, FL 33570
3
Beds
2
Baths
1,580
Sqft
0.21
Acres
$574,900
106 STEVEN ST, Ruskin, FL 33570
3 Beds
2 Baths
1,580 Sqft
0.21 Acres
Newly Priced at $574,900 -- Plus $25,000 in Seller Concessions.
Some homes are just addresses. This one is a lifestyle. Nestled along the open bay with direct water access, this beautifully reimagined Tampa Bay retreat delivers the effortless waterfront living you've been searching for -- and the serious infrastructure to back it up.
The seller means business. Freshly repriced and motivated, the seller is offering $25,000 toward your closing costs and/or rate buydown -- putting real money back in your pocket on day one and potentially lowering your monthly payment for the life of the loan. At today's rates, that kind of buydown can make a meaningful difference. This is a rare opportunity to get into a turnkey waterfront home with less out of pocket than you'd expect.
Across 1,580 square feet of thoughtfully refreshed living space, three bedrooms and two redesigned bathrooms strike the perfect balance of comfort and style. The completely renovated kitchen is the heart of the home, featuring crisp white shaker cabinets, gleaming granite countertops, and top-of-the-line appliances -- equally suited for quiet mornings with a bay view or entertaining after a day on the water.
Step outside and the property truly comes into its own. A brand-new boat lift (2023) sits ready at the water's edge, with generous RV and boat parking that serious boaters will immediately appreciate. The backyard blends function with charm: custom-built raised vegetable gardens bring a rare, grounded beauty to the space, while a versatile work shed -- easily converted to a private home office -- adds flexibility for however you choose to live. A spacious carport completes the picture.
Peace of mind is built in, not bolted on. Every major system has been addressed: a 50-year metal roof (2020), new AC (2021), full whole-house replumb to the street (2022), and hurricane-impact windows and doors (2024) mean you inherit quality, not projects.
This is Tampa Bay waterfront living at its finest -- move-in ready, meticulously upgraded, and priced with a motivated seller ready to make a deal.
Your next chapter starts here. And right now, the seller is helping you get there.
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Property Details
HOME DETAILS
3 Beds
2 Baths
1,580 Sqft
Built in 1965
0.21 Acres
BEACH & VIEW
On Beachfront
EXTERIOR
Boat, Covered, Driveway, Golf Cart, Guest, Oversized, RV
Siding: Block
Metal Roof
INTERIOR
Central, Electric (Heating), Heat Pump (Heating)
FINANCIAL & COMMUNITY
$6,323 / yr property tax
Hillsborough County
COLLURA SUB Community
See More Details
Location
Mortgage Calculator
Ad Statistics
Ad Number
7628052
Viewed
82 times
Listing Status
Active
Added
Apr 25, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM
Listing Information
Data Source
Stellar MLS
Source Property ID
TB8501771
Listing Agent: Cody Powell (License #: 3232623) 904-710-8056
Broker: J. Powell Enterprises, LLC 904-422-1224 Listing Site
Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: J. Powell Enterprises, LLC 904-422-1224 Listing Site
Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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