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Ad #7862155
MLS #790203
Listing photo

Welcome to 109 Sand Oak Boulevard located in the desirable

109 Sand Oak Blvd, Panama City Beach, FL 32413
$295,000
3Beds
3Baths
1,560Sqft
--Acres

About this property

Welcome to 109 Sand Oak Boulevard located in the desirable Whisper Dunes community on the west end of Panama City Beach! This 3-bedroom, 2.5-bath townhome offers a fantastic opportunity for buyers looking to add their own personal touches and build instant value. Priced to sell AS IS, this property is ready for a little TLC including fresh paint and new carpet -- making it an excellent option for primary residence buyers, investors, or anyone seeking an affordable beach-area property with great potential. The functional floor plan features a spacious living area, covered front porch, and a 1-car garage with two additional driveway parking spaces. Additional features include a new roof in 2024. Out back, enjoy a private patio area ready to be transformed into your own outdoor living retreat -- perfect for relaxing or entertaining. Residents of Whisper Dunes enjoy a pet-friendly community with beautiful landscaping and mature trees throughout, along with a community pool and pavilion/gazebo. Conveniently located near the beaches, Pier Park, dining, shopping, and local attractions, this home offers value, location, and opportunity all in one. With a little TLC, this property has the potential to truly shine.

Property Features

3 Beds
3 Baths
1,560 Sqft
Built in 2008
0.000 Acres
Siding: Stucco
Composition, Shingle Roof
Electric (Heating), Central
$2,977 / yr property tax
Bay County
Whisper Dunes Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Terry L Nutter

Realty ONE Group Emerald Coast

850-919-6887

Location

Map
Listing Agent: Terry L Nutter (License #: SL3454200) 850-919-6887
Broker: Realty ONE Group Emerald Coast 850-830-5955 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026

Photo Gallery

Welcome to 109 Sand Oak Boulevard located in the desirable - photo 1
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 2
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 3
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 4
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 5
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 6
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 7
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 8
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 9
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 10
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 11
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 12
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 13
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 14
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 15
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 16
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 17

$295,000

3
Beds
3
Baths
1,560
Sqft

109 Sand Oak Blvd, Panama City Beach, FL 32413

By contacting this agent you agree to these Terms and Conditions.
Home Florida Panama City Beach
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 1
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 2
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 3
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 4
Welcome to 109 Sand Oak Boulevard located in the desirable - photo 5
MLS# 790203
Townhome/Townhouse For Sale

Welcome to 109 Sand Oak Boulevard located in the desirable

$295,000

109 Sand Oak Blvd, Panama City Beach, FL 32413

3
Beds
3
Baths
1,560
Sqft
--
Acres
$295,000
109 Sand Oak Blvd, Panama City Beach, FL 32413
3 Beds
3 Baths
1,560 Sqft
-- Acres
Welcome to 109 Sand Oak Boulevard located in the desirable Whisper Dunes community on the west end of Panama City Beach! This 3-bedroom, 2.5-bath townhome offers a fantastic opportunity for buyers looking to add their own personal touches and build instant value. Priced to sell AS IS, this property is ready for a little TLC including fresh paint and new carpet -- making it an excellent option for primary residence buyers, investors, or anyone seeking an affordable beach-area property with great potential. The functional floor plan features a spacious living area, covered front porch, and a 1-car garage with two additional driveway parking spaces. Additional features include a new roof in 2024. Out back, enjoy a private patio area ready to be transformed into your own outdoor living retreat -- perfect for relaxing or entertaining. Residents of Whisper Dunes enjoy a pet-friendly community with beautiful landscaping and mature trees throughout, along with a community pool and pavilion/gazebo. Conveniently located near the beaches, Pier Park, dining, shopping, and local attractions, this home offers value, location, and opportunity all in one. With a little TLC, this property has the potential to truly shine.
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Property Details

HOME DETAILS

3 Beds
3 Baths
1,560 Sqft
Built in 2008
0.000 Acres

EXTERIOR

Siding: Stucco
Composition, Shingle Roof

INTERIOR

Electric (Heating), Central

FINANCIAL & COMMUNITY

$2,977 / yr property tax
Bay County
Whisper Dunes Community
See More Details

Location

Map
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About Panama City Beach

Find Vacation Rental Beach Houses on Panama City Beach in FL! Book online - beachfront homes, cottages and condos for rent. Oceanfront homes with private pools. One of the best destinations for families. Pay less (no service fees!) and get a great deal on popular rentals now. Find family fun things to do in the Gulf Coast of Florida. A tropical paradise for a romantic waterfront wedding.

Ad Statistics

Ad Number
7862155
Viewed
0 time
Listing Status
Active
Added
Jun 10, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
Central Panhandle Association of REALTORS
Source Property ID
790203
Listing Agent: Terry L Nutter (License #: SL3454200) 850-919-6887
Broker: Realty ONE Group Emerald Coast 850-830-5955 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Request Information

By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

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This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what I am looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at  csv@dreamhomenetwork.com.
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Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 BeachHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.08.12
Terms & Policy