[ OFFER ACCEPTED - PENDING CONTRACT ] Welcome to 114 East 98th Street, Unit 2E - a rare chance to own a one-bedroom coop in the prestigious Carnegie Hill section of the Upper East Side. This is an HDFC development, making it one of the most attractive opportunities for first-time buyers seeking affordability and long-term value in one of Manhattan's most coveted neighborhoods. This four-room apartment spans just under 500 square feet, offering a practical layout with plenty of potential. The home awaits a creative touch, giving you the chance to remodel and customize a truly fantastic residence to your taste. Even better-this property is priced at least $200,000 under market value, giving you instant equity in a neighborhood where comparable one-bedrooms are out of reach for most first-time buyers. Living here puts you in the heart of Carnegie Hill, just two blocks from the 6 train at 96th Street, and steps away from Central Park, Mount Sinai Medical Center, the Cooper Hewitt Smithsonian Design Museum, and the Museum of the City of New York. Few locations in Manhattan combine cultural landmarks, green space, and everyday convenience as seamlessly as this one. With an HDFC coop, buyers enjoy two distinct advantages: Lower entry cost in one of the most exclusive neighborhoods in New York. The chance to build value in a restricted-sale unit that preserves affordability while still delivering long-term appreciation. If you've been waiting for the right moment to buy in Manhattan-this is it. Unit 2E at 114 East 98th Street represents a rare blend of location, value, and opportunity.