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Ad #6281318
MLS #774663
Listing photo

Waterfront Luxury - Fully Furnished Arthur Rutenberg Home -

1164 Cove Pointe Dr, Panama City, FL 32401
$2,349,000
4Beds
4Baths
3,574Sqft
0.56Acres

About this property

Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - where elegance meets effortless living. This fully furnished, professionally decorated AR Homes by Arthur Rutenberg Home offers over 5,000 total square feet under roof and is ready for immediate move-in. Situated on 154 feet of deep-water bayou frontage, this 4-bedroom plus den residence showcases soaring vaulted ceilings, exposed beams, and designer finishes throughout. The home includes a Home Delivery Center for secure, contact-free package drop-off, and features expansive disappearing glass walls that open to a resort-style outdoor living area with a vanishing-edge pool, outdoor kitchen, lanai, and cabana. Located in the upscale community of Cove Pointe, with low HOA dues, this exceptional property offers direct access to Shell Island and the Gulf of America. Offered fully furnished, this is a rare opportunity to own a turnkey luxury waterfront home designed for both everyday comfort and high-end entertaining.

Property Features

4 Beds
4 Baths
3,574 Sqft
Built in 2023
0.56 Acres
Beachview
On Beachfront
Open, Garage
Siding: HardiplankType, Stucco, WoodFrame
Shingle, Membrane Roof
Has Swimming Pool
Central
$16,092 / yr property tax
Bay County
Cove Pointe Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Luisa F Dick

Coldwell Banker Realty

850-819-4049

Location

Map
Listing Agent: Luisa F Dick 850-819-4049
Broker: Coldwell Banker Realty 850-814-0037 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026

Photo Gallery

Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 1
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 2
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 3
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 4
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 5
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 6
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 7
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 8
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 9
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 10
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 11
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 12
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 13
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 14
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 15
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 16
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 17
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 18
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 19
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 20
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 21
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 22

$2,349,000

4
Beds
4
Baths
3,574
Sqft

1164 Cove Pointe Dr, Panama City, FL 32401

By contacting this agent you agree to these Terms and Conditions.
Home Florida Panama City
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 1
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 2
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 3
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 4
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - - photo 5
MLS# 774663
Home Sale Pending

Waterfront Luxury - Fully Furnished Arthur Rutenberg Home -

$2,349,000

1164 Cove Pointe Dr, Panama City, FL 32401

4
Beds
4
Baths
3,574
Sqft
0.56
Acres
$2,349,000
1164 Cove Pointe Dr, Panama City, FL 32401
4 Beds
4 Baths
3,574 Sqft
0.56 Acres
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - where elegance meets effortless living. This fully furnished, professionally decorated AR Homes by Arthur Rutenberg Home offers over 5,000 total square feet under roof and is ready for immediate move-in. Situated on 154 feet of deep-water bayou frontage, this 4-bedroom plus den residence showcases soaring vaulted ceilings, exposed beams, and designer finishes throughout. The home includes a Home Delivery Center for secure, contact-free package drop-off, and features expansive disappearing glass walls that open to a resort-style outdoor living area with a vanishing-edge pool, outdoor kitchen, lanai, and cabana. Located in the upscale community of Cove Pointe, with low HOA dues, this exceptional property offers direct access to Shell Island and the Gulf of America. Offered fully furnished, this is a rare opportunity to own a turnkey luxury waterfront home designed for both everyday comfort and high-end entertaining.
428 days
on BeachHouse.com
302
views
0
saves

Property Details

HOME DETAILS

4 Beds
4 Baths
3,574 Sqft
Built in 2023
0.56 Acres

BEACH & VIEW

Beachview
On Beachfront

EXTERIOR

Open, Garage
Siding: HardiplankType, Stucco, WoodFrame
Shingle, Membrane Roof
Has Swimming Pool

INTERIOR

Central

FINANCIAL & COMMUNITY

$16,092 / yr property tax
Bay County
Cove Pointe Community
See More Details

Location

Map
Open in Google Maps

Mortgage Calculator

Ad Statistics

Ad Number
6281318
Viewed
302 times
Listing Status
Pending
Added
Jun 09, 2025
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
Central Panhandle Association of REALTORS
Source Property ID
774663
Listing Agent: Luisa F Dick 850-819-4049
Broker: Coldwell Banker Realty 850-814-0037 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

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This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what I am looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at  csv@dreamhomenetwork.com.
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Alabama Alaska California Connecticut Delaware Florida Georgia Hawaii Louisiana Maine Maryland Mississippi New Hampshire New Jersey New York North Carolina Oregon Pennsylvania Rhode Island South Carolina Texas Virginia Washington
SERVICES
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Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 BeachHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.08.11
Terms & Policy