Ad #7210407
MLS #784633
Tucked into the highly sought after west end subdivision of
125 Smugglers Cove Ct, Panama City Beach, FL 32413
$995,000
5Beds
4Baths
3,329Sqft
0.2Acres
About this property
Tucked into the highly sought after west end subdivision of Lakes at Summer Breeze, this custom built home with an attached carriage house is the kind of property buyers wait for and rarely find. Enjoy lake and Gulf views, sunsets from multiple balconies, and a short walk to Beach Access 66. The 2,888 SF main home offers 4 bedrooms, 3 full baths, high ceilings, walls of windows, plantation shutters, tile and wood floors, a gas fireplace, and an updated kitchen with custom cabinetry and gas stove. The first floor suite has its own entrance and is perfect for guests. Upstairs, the oversized primary suite feels like a retreat, complete with a seating area or office, hardwood floors, nice bath room with a soaker tub and shower, and a full width screened balcony overlooking the lake that will absolutely become your favorite sunset spot. Two additional spacious bedrooms one with built in bunks, a wet bar, shared balcony, and full bath round out the second level. The carriage house adds serious value a 2 car garage plus a 441 SF studio apartment with full kitchen, full bath, and tankless water heater ideal for guests or multigenerational living. Outside, enjoy paver patios, an outdoor shower, and daily wildlife sightings such as turtles, ducks, osprey, and even eagles. Bonus perk? Solar panels will be paid off at closing, keeping monthly electric bills refreshingly low. This is PCB luxury living done right.
Property Features
5 Beds
4 Baths
3,329 Sqft
Built in 2005
0.2 Acres
2 Stories
Beachview
On Beachfront
Garage, Open
Siding: Stucco
Metal Roof
Has Fireplace
Electric (Heating), Central, Fireplace(s)
$6,974 / yr property tax
Bay County
Lakes At Summer Breeze Community
Additional Photos
Contact Information
Mindi A Sato
Keller Williams Success Realty
850-628-3118
Location
Listing Agent: Mindi A Sato 850-628-3118
Broker: Keller Williams Success Realty 850-249-0313 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Keller Williams Success Realty 850-249-0313 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026
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$995,000
5
Beds
4
Baths
3,329
Sqft
125 Smugglers Cove Ct, Panama City Beach, FL 32413
By contacting this agent you agree to these Terms and Conditions.
MLS# 784633
Tucked into the highly sought after west end subdivision of
$995,000
125 Smugglers Cove Ct, Panama City Beach, FL 32413
5
Beds
4
Baths
3,329
Sqft
0.2
Acres
$995,000
125 Smugglers Cove Ct, Panama City Beach, FL 32413
5 Beds
4 Baths
3,329 Sqft
0.2 Acres
Tucked into the highly sought after west end subdivision of Lakes at Summer Breeze, this custom built home with an attached carriage house is the kind of property buyers wait for and rarely find. Enjoy lake and Gulf views, sunsets from multiple balconies, and a short walk to Beach Access 66. The 2,888 SF main home offers 4 bedrooms, 3 full baths, high ceilings, walls of windows, plantation shutters, tile and wood floors, a gas fireplace, and an updated kitchen with custom cabinetry and gas stove. The first floor suite has its own entrance and is perfect for guests. Upstairs, the oversized primary suite feels like a retreat, complete with a seating area or office, hardwood floors, nice bath room with a soaker tub and shower, and a full width screened balcony overlooking the lake that will absolutely become your favorite sunset spot. Two additional spacious bedrooms one with built in bunks, a wet bar, shared balcony, and full bath round out the second level. The carriage house adds serious value a 2 car garage plus a 441 SF studio apartment with full kitchen, full bath, and tankless water heater ideal for guests or multigenerational living. Outside, enjoy paver patios, an outdoor shower, and daily wildlife sightings such as turtles, ducks, osprey, and even eagles. Bonus perk? Solar panels will be paid off at closing, keeping monthly electric bills refreshingly low. This is PCB luxury living done right.
189 days
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Property Details
HOME DETAILS
5 Beds
4 Baths
3,329 Sqft
Built in 2005
0.2 Acres
2 Stories
BEACH & VIEW
Beachview
On Beachfront
EXTERIOR
Garage, Open
Siding: Stucco
Metal Roof
INTERIOR
Has Fireplace
Electric (Heating), Central, Fireplace(s)
FINANCIAL & COMMUNITY
$6,974 / yr property tax
Bay County
Lakes At Summer Breeze Community
See More Details
Location
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About Panama City Beach
Find Vacation Rental Beach Houses on Panama City Beach in FL! Book online - beachfront homes, cottages and condos for rent. Oceanfront homes with private pools. One of the best destinations for families. Pay less (no service fees!) and get a great deal on popular rentals now. Find family fun things to do in the Gulf Coast of Florida. A tropical paradise for a romantic waterfront wedding.
Ad Statistics
Ad Number
7210407
Viewed
143 times
Listing Status
Active
Added
Feb 03, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM
Listing Information
Data Source
Central Panhandle Association of REALTORS
Source Property ID
784633
Listing Agent: Mindi A Sato 850-628-3118
Broker: Keller Williams Success Realty 850-249-0313 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Keller Williams Success Realty 850-249-0313 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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