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Ad #7387017
MLS #226008797
Listing photo

A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced

1316 NE 20th St lot: 54-56, Cape Coral, FL 33909
$575,000
4Beds
3Baths
2,689Sqft
0.34Acres

About this property

A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced Triple Lot-Safely Located Outside the Flood Zone with NO Flood Insurance Required! ON THE MARKET AT A DETONATED PRICE-APPRAISED SIGNIFICANTLY HIGHER! Why settle for a cramped, cookie-cutter house on a tiny lot? Welcome to 1316 NE 20th Street, a custom-built waterfront fortress situated on a rare, sprawling 0.34-ACRE TRIPLE LOT that guarantees incredible privacy, expansive space, and a lifestyle that stands entirely on its own. The absolute crown jewel of this estate is the oversized, extra-deep 3-car garage, fully outfitted with its own independent mini-split air conditioning system! This pristine, climate-controlled space is an absolute dream layout for classic car collectors, premium workshops, or immaculate toy storage. Financial peace of mind is built right into the location: situated high and dry in a coveted X-Flood Zone, this home requires ZERO mandated flood insurance, instantly saving you thousands of dollars annually compared to high-risk coastal areas. Step inside to discover over 2,600 square feet of custom architectural luxury. A massive, wide-open great room greets you with soaring volume ceilings and panoramic views out to your private backyard resort. The chef-inspired kitchen features custom cabinetry and premium wrap-around countertops perfect for high-end entertaining. (2) NEWER A/C SYSTEMS and NEWER ROOF! Step out onto the expansive brick paver lanai to enjoy your massive saltwater pool, or walk down to your private concrete dock equipped with a protective boat canopy right on a wide, serene freshwater canal. Every inch of this property radiates structural integrity and custom scale that you simply cannot duplicate in today's rapid new-construction builds. Do not leave your equity on the table-schedule your private tour today!

Property Features

4 Beds
3 Baths
2,689 Sqft
Built in 2014
0.34 Acres
1 Story
Beachview
On Beachfront
Driveway, RV, Open
Siding: Concrete Block, Stucco
Shingle Roof
Has Swimming Pool
Has Dock
Has Fireplace
Central, Electric (Heating), Zoned, Fireplace(s)
$10,703 / yr property tax
Lee County
CAPE CORAL Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Donna L Mason

Sunshine Elite Realty, LLC

239-949-8338

Location

Map
Listing Agent: Donna L Mason 239-949-8338
Broker: Sunshine Elite Realty, LLC 239-949-8338 Listing Site
Copyright © 2026 Coconut Coast Organization of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026

Photo Gallery

A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 1
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 2
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 3
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 4
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 5
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 6
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 7
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 8
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 9
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 10
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 11
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 12
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 13
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 14
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 15
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 16
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 17
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 18
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 19
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 20
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 21
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 22
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 23
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 24
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 25
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 26
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 27
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 28
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 29
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 30
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 31
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 32
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 33
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 34
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 35
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 36
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 37
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 38
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 39
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 40
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 41
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 42
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 43
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 44
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 45

$575,000

4
Beds
3
Baths
2,689
Sqft

1316 NE 20th St lot: 54-56, Cape Coral, FL 33909

By contacting this agent you agree to these Terms and Conditions.
Home Florida Cape Coral
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 1
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 2
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 3
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 4
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced - photo 5
MLS# 226008797
Home Sale Pending

A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced

$575,000

1316 NE 20th St lot: 54-56, Cape Coral, FL 33909

4
Beds
3
Baths
2,689
Sqft
0.34
Acres
$575,000
1316 NE 20th St lot: 54-56, Cape Coral, FL 33909
4 Beds
3 Baths
2,689 Sqft
0.34 Acres
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced Triple Lot-Safely Located Outside the Flood Zone with NO Flood Insurance Required! ON THE MARKET AT A DETONATED PRICE-APPRAISED SIGNIFICANTLY HIGHER! Why settle for a cramped, cookie-cutter house on a tiny lot? Welcome to 1316 NE 20th Street, a custom-built waterfront fortress situated on a rare, sprawling 0.34-ACRE TRIPLE LOT that guarantees incredible privacy, expansive space, and a lifestyle that stands entirely on its own. The absolute crown jewel of this estate is the oversized, extra-deep 3-car garage, fully outfitted with its own independent mini-split air conditioning system! This pristine, climate-controlled space is an absolute dream layout for classic car collectors, premium workshops, or immaculate toy storage. Financial peace of mind is built right into the location: situated high and dry in a coveted X-Flood Zone, this home requires ZERO mandated flood insurance, instantly saving you thousands of dollars annually compared to high-risk coastal areas. Step inside to discover over 2,600 square feet of custom architectural luxury. A massive, wide-open great room greets you with soaring volume ceilings and panoramic views out to your private backyard resort. The chef-inspired kitchen features custom cabinetry and premium wrap-around countertops perfect for high-end entertaining. (2) NEWER A/C SYSTEMS and NEWER ROOF! Step out onto the expansive brick paver lanai to enjoy your massive saltwater pool, or walk down to your private concrete dock equipped with a protective boat canopy right on a wide, serene freshwater canal. Every inch of this property radiates structural integrity and custom scale that you simply cannot duplicate in today's rapid new-construction builds. Do not leave your equity on the table-schedule your private tour today!
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Property Details

HOME DETAILS

4 Beds
3 Baths
2,689 Sqft
Built in 2014
0.34 Acres
1 Story

BEACH & VIEW

Beachview
On Beachfront

EXTERIOR

Driveway, RV, Open
Siding: Concrete Block, Stucco
Shingle Roof
Has Swimming Pool
Has Dock

INTERIOR

Has Fireplace
Central, Electric (Heating), Zoned, Fireplace(s)

FINANCIAL & COMMUNITY

$10,703 / yr property tax
Lee County
CAPE CORAL Community
See More Details

Location

Map
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Ad Statistics

Ad Number
7387017
Viewed
0 time
Listing Status
Pending
Added
Feb 25, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
Coconut Coast Organization of REALTORS
Source Property ID
226008797
Listing Agent: Donna L Mason 239-949-8338
Broker: Sunshine Elite Realty, LLC 239-949-8338 Listing Site
Copyright © 2026 Coconut Coast Organization of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Request Information

By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

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This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what I am looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at  csv@dreamhomenetwork.com.
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Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

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