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Ad #7670375
MLS #TB8502543
Listing photo

Waterfront opportunity in Caribbean Isles--don't miss this one!

164 S SAINT THOMAS CIR, Apollo Beach, FL 33572
$349,000
2Beds
2Baths
1,512Sqft
0.14Acres

About this property

Waterfront opportunity in Caribbean Isles--don't miss this one! This move-in ready 2-bedroom plus den (easily a 3rd bedroom), 2-bath home is perfectly positioned on a peaceful canal with direct access to Tampa Bay and your own private dock with covered lift--bring the boat and start living the lifestyle immediately. Inside, the open, easy-flow layout feels bright and welcoming, with neutral finishes, an electric fireplace, and a flexible den behind French doors. The kitchen is generously sized with a tile backsplash (2025), resurfaced countertops (2025), walk-in pantry, and a conveniently located laundry closet. The dining area opens into an expansive L-shaped enclosed lanai with shades and calming water views--ideal for relaxing or entertaining. Major updates were completed in 2022, including luxury vinyl plank flooring, carpet, range, microwave, and a whole-house water softener, giving you peace of mind from day one. Step outside to a paver patio and low-maintenance yard along a community-maintained concrete canal.The primary suite offers two mirrored walk-in closets, dual sinks, and a fully tiled step-in shower, while both bathrooms feature windows for natural light. You'll also appreciate parking for 4+ vehicles and two large powered storage/workshop spaces--rare and incredibly useful. And the best part: NO LOT RENT. Just a low $242/month maintenance fee, and the ownership share of this waterfront lot is included in the price. Waterfront homes with this setup and price structure don't last--schedule your showing before it's gone.

Property Features

2 Beds
2 Baths
1,512 Sqft
Built in 2004
0.14 Acres
On Beachfront
Carport, Covered, Golf Cart, Off Street, Open, Tandem
Siding: Vinyl Siding
Shingle Roof
Has Dock
Central
$2,587 / yr property tax
Hillsborough County
$2,904 / yr HOA
CARIBBEAN ISLES RESIDENTIAL CO Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Judith Martin

Keller Williams Realty

407-718-3178

Location

Map
Listing Agent: Judith Martin (License #: 3411487) 407-718-3178
Broker: Keller Williams Realty 813-641-8300 Listing Site
Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026

Photo Gallery

Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 1
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 2
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 3
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 4
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 5
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 6
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 7
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 8
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 9
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 10
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 11
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 12
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 13
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 14
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 15
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 16
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 17
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 18
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 19
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 20
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 21
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 22
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 23
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 24
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 25
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 26
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 27
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 28
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 29
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 30
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 31
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 32
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 33
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 34
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 35
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 36
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 37
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 38
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 39
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 40
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 41
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 42
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 43

$349,000

2
Beds
2
Baths
1,512
Sqft

164 S SAINT THOMAS CIR, Apollo Beach, FL 33572

By contacting this agent you agree to these Terms and Conditions.
Home Florida Apollo Beach
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 1
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 2
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 3
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 4
Waterfront opportunity in Caribbean Isles--don't miss this one! - photo 5
MLS# TB8502543
Home Sale Pending

Waterfront opportunity in Caribbean Isles--don't miss this one!

$349,000

164 S SAINT THOMAS CIR, Apollo Beach, FL 33572

2
Beds
2
Baths
1,512
Sqft
0.14
Acres
$349,000
164 S SAINT THOMAS CIR, Apollo Beach, FL 33572
2 Beds
2 Baths
1,512 Sqft
0.14 Acres
Waterfront opportunity in Caribbean Isles--don't miss this one! This move-in ready 2-bedroom plus den (easily a 3rd bedroom), 2-bath home is perfectly positioned on a peaceful canal with direct access to Tampa Bay and your own private dock with covered lift--bring the boat and start living the lifestyle immediately. Inside, the open, easy-flow layout feels bright and welcoming, with neutral finishes, an electric fireplace, and a flexible den behind French doors. The kitchen is generously sized with a tile backsplash (2025), resurfaced countertops (2025), walk-in pantry, and a conveniently located laundry closet. The dining area opens into an expansive L-shaped enclosed lanai with shades and calming water views--ideal for relaxing or entertaining. Major updates were completed in 2022, including luxury vinyl plank flooring, carpet, range, microwave, and a whole-house water softener, giving you peace of mind from day one. Step outside to a paver patio and low-maintenance yard along a community-maintained concrete canal.The primary suite offers two mirrored walk-in closets, dual sinks, and a fully tiled step-in shower, while both bathrooms feature windows for natural light. You'll also appreciate parking for 4+ vehicles and two large powered storage/workshop spaces--rare and incredibly useful. And the best part: NO LOT RENT. Just a low $242/month maintenance fee, and the ownership share of this waterfront lot is included in the price. Waterfront homes with this setup and price structure don't last--schedule your showing before it's gone.
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Property Details

HOME DETAILS

2 Beds
2 Baths
1,512 Sqft
Built in 2004
0.14 Acres

BEACH & VIEW

On Beachfront

EXTERIOR

Carport, Covered, Golf Cart, Off Street, Open, Tandem
Siding: Vinyl Siding
Shingle Roof
Has Dock

INTERIOR

Central

FINANCIAL & COMMUNITY

$2,587 / yr property tax
Hillsborough County
$2,904 / yr HOA
CARIBBEAN ISLES RESIDENTIAL CO Community
See More Details

Location

Map
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Ad Statistics

Ad Number
7670375
Viewed
0 time
Listing Status
Pending
Added
May 04, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
Stellar MLS
Source Property ID
TB8502543
Listing Agent: Judith Martin (License #: 3411487) 407-718-3178
Broker: Keller Williams Realty 813-641-8300 Listing Site
Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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$417,895

3 Beds | 3.0 Baths | 1,842 Sqft

6516 SALT CREEK AVE, Apollo Beach, FL 33572

DOWN PAYMENT ASSISTANCE AVAILABLE** Welcome to your slice of

Added: 03/13/2026 • Updated: 06/04/2026
For Sale
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Welcome to 729 Winterside Dr, a beautifully designed modern home - photo 50

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Welcome to 729 Winterside Dr, a beautifully designed modern home

Added: 06/27/2026 • Updated: 06/27/2026
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707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 1
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 2
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 3
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 4
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 5
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 6
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 7
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 8
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 9
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 10
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 11
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 12
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 13
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 14
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 15
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 16
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 17
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 18
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 19
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 20
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 21
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 22
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 23
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 24
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 25
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 26
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 27
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 28
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 29
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 30
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 31
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 32
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 33
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 34
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 35
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 36
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 37
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 38
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 39
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 40
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 41
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 42
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 43
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 44
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 45
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 46
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 47
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 48
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 49
707 Winterside Drive is a 3-bedroom, 2.5-bath home in the - photo 50

$408,000

3 Beds | 3.0 Baths | 2,184 Sqft

707 WINTERSIDE DR, Apollo Beach, FL 33572

707 Winterside Drive is a 3-bedroom, 2.5-bath home in the

Added: 03/09/2026 • Updated: 06/27/2026
For Sale
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$400,000

3 Beds | 2.0 Baths | 1,803 Sqft

514 WINTERSIDE DR, Apollo Beach, FL 33572

Experience the ultimate Florida resort lifestyle in this

Added: 06/27/2026 • Updated: 06/27/2026
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