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Ad #7825642
MLS #1000263
Listing photo

2.75% Va assumable loan and Seller will cover $5000 towards

177 Osprey Lake Rd, Panama City, FL 32404
$280,000
3Beds
2Baths
1,832Sqft
0.18Acres

About this property

2.75% Va assumable loan and Seller will cover $5000 towards buyers closing cost with an acceptable offer. Welcome to 177 Osprey Lake Road, a beautifully maintained residence offering the perfect blend of comfort, privacy, and coastal convenience in the heart of Panama City Beach. Ideally situated in a desirable setting, this home features a functional and inviting layout designed for both everyday living and effortless entertaining. Spacious living areas are complemented by abundant natural light, creating a warm and welcoming atmosphere throughout. The kitchen is thoughtfully designed with ample cabinetry and workspace, seamlessly connecting to the main living and dining areas--perfect for hosting family and guests. The bedrooms are generously sized, including a well-appointed primary suite that offers a relaxing retreat. Step outside to enjoy a private outdoor space ideal for enjoying Florida's year-round sunshine. Whether you're looking to relax, entertain, or simply unwind, the property provides the flexibility to suit a variety of lifestyles. Located just minutes from the white sand beaches of Panama City Beach, as well as shopping, dining, and entertainment, this home offers both convenience and a highly desirable coastal lifestyle. Whether you are searching for a primary residence, second home, or investment opportunity, 177 Osprey Lake Road presents an exceptional opportunity to own in one of the Gulf Coast's most sought-after markets.

Property Features

3 Beds
2 Baths
1,832 Sqft
Built in 2019
0.18 Acres
1 Story
Garage
Siding: Siding Vinyl
Central
$3,676 / yr property tax
Bay County
Bridge Harbor Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Ricardo E Hidalgo

Watersound Real Estate

850-225-5602

Location

Map
Listing Agent: Ricardo E Hidalgo (License #: 3416177) 850-225-5602
Broker: Watersound Real Estate 850-428-3002 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026

Photo Gallery

2.75% Va assumable loan and Seller will cover $5000 towards - photo 1
2.75% Va assumable loan and Seller will cover $5000 towards - photo 2
2.75% Va assumable loan and Seller will cover $5000 towards - photo 3
2.75% Va assumable loan and Seller will cover $5000 towards - photo 4
2.75% Va assumable loan and Seller will cover $5000 towards - photo 5
2.75% Va assumable loan and Seller will cover $5000 towards - photo 6
2.75% Va assumable loan and Seller will cover $5000 towards - photo 7
2.75% Va assumable loan and Seller will cover $5000 towards - photo 8
2.75% Va assumable loan and Seller will cover $5000 towards - photo 9
2.75% Va assumable loan and Seller will cover $5000 towards - photo 10
2.75% Va assumable loan and Seller will cover $5000 towards - photo 11
2.75% Va assumable loan and Seller will cover $5000 towards - photo 12
2.75% Va assumable loan and Seller will cover $5000 towards - photo 13
2.75% Va assumable loan and Seller will cover $5000 towards - photo 14
2.75% Va assumable loan and Seller will cover $5000 towards - photo 15
2.75% Va assumable loan and Seller will cover $5000 towards - photo 16
2.75% Va assumable loan and Seller will cover $5000 towards - photo 17
2.75% Va assumable loan and Seller will cover $5000 towards - photo 18
2.75% Va assumable loan and Seller will cover $5000 towards - photo 19
2.75% Va assumable loan and Seller will cover $5000 towards - photo 20
2.75% Va assumable loan and Seller will cover $5000 towards - photo 21
2.75% Va assumable loan and Seller will cover $5000 towards - photo 22
2.75% Va assumable loan and Seller will cover $5000 towards - photo 23
2.75% Va assumable loan and Seller will cover $5000 towards - photo 24
2.75% Va assumable loan and Seller will cover $5000 towards - photo 25
2.75% Va assumable loan and Seller will cover $5000 towards - photo 26
2.75% Va assumable loan and Seller will cover $5000 towards - photo 27
2.75% Va assumable loan and Seller will cover $5000 towards - photo 28
2.75% Va assumable loan and Seller will cover $5000 towards - photo 29
2.75% Va assumable loan and Seller will cover $5000 towards - photo 30
2.75% Va assumable loan and Seller will cover $5000 towards - photo 31
2.75% Va assumable loan and Seller will cover $5000 towards - photo 32
2.75% Va assumable loan and Seller will cover $5000 towards - photo 33
2.75% Va assumable loan and Seller will cover $5000 towards - photo 34
2.75% Va assumable loan and Seller will cover $5000 towards - photo 35
2.75% Va assumable loan and Seller will cover $5000 towards - photo 36
2.75% Va assumable loan and Seller will cover $5000 towards - photo 37
2.75% Va assumable loan and Seller will cover $5000 towards - photo 38
2.75% Va assumable loan and Seller will cover $5000 towards - photo 39
2.75% Va assumable loan and Seller will cover $5000 towards - photo 40

$280,000

3
Beds
2
Baths
1,832
Sqft

177 Osprey Lake Rd, Panama City, FL 32404

By contacting this agent you agree to these Terms and Conditions.
Home Florida Panama City
2.75% Va assumable loan and Seller will cover $5000 towards - photo 1
2.75% Va assumable loan and Seller will cover $5000 towards - photo 2
2.75% Va assumable loan and Seller will cover $5000 towards - photo 3
2.75% Va assumable loan and Seller will cover $5000 towards - photo 4
2.75% Va assumable loan and Seller will cover $5000 towards - photo 5
MLS# 1000263
Home For Sale

2.75% Va assumable loan and Seller will cover $5000 towards

$280,000

177 Osprey Lake Rd, Panama City, FL 32404

3
Beds
2
Baths
1,832
Sqft
0.18
Acres
$280,000
177 Osprey Lake Rd, Panama City, FL 32404
3 Beds
2 Baths
1,832 Sqft
0.18 Acres
2.75% Va assumable loan and Seller will cover $5000 towards buyers closing cost with an acceptable offer. Welcome to 177 Osprey Lake Road, a beautifully maintained residence offering the perfect blend of comfort, privacy, and coastal convenience in the heart of Panama City Beach. Ideally situated in a desirable setting, this home features a functional and inviting layout designed for both everyday living and effortless entertaining. Spacious living areas are complemented by abundant natural light, creating a warm and welcoming atmosphere throughout. The kitchen is thoughtfully designed with ample cabinetry and workspace, seamlessly connecting to the main living and dining areas--perfect for hosting family and guests. The bedrooms are generously sized, including a well-appointed primary suite that offers a relaxing retreat. Step outside to enjoy a private outdoor space ideal for enjoying Florida's year-round sunshine. Whether you're looking to relax, entertain, or simply unwind, the property provides the flexibility to suit a variety of lifestyles. Located just minutes from the white sand beaches of Panama City Beach, as well as shopping, dining, and entertainment, this home offers both convenience and a highly desirable coastal lifestyle. Whether you are searching for a primary residence, second home, or investment opportunity, 177 Osprey Lake Road presents an exceptional opportunity to own in one of the Gulf Coast's most sought-after markets.
68 days
on BeachHouse.com
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0
saves

Property Details

HOME DETAILS

3 Beds
2 Baths
1,832 Sqft
Built in 2019
0.18 Acres
1 Story

EXTERIOR

Garage
Siding: Siding Vinyl

INTERIOR

Central

FINANCIAL & COMMUNITY

$3,676 / yr property tax
Bay County
Bridge Harbor Community
See More Details

Location

Map
Open in Google Maps

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Ad Statistics

Ad Number
7825642
Viewed
51 times
Listing Status
Active
Added
Jun 04, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
Emerald Coast Association of Realtors
Source Property ID
1000263
Listing Agent: Ricardo E Hidalgo (License #: 3416177) 850-225-5602
Broker: Watersound Real Estate 850-428-3002 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Request Information

By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

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This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what I am looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at  csv@dreamhomenetwork.com.
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Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 BeachHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.08.11
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