Ad #6716192
MLS #986361
LOWER YOUR PAYMENT! Seller is offering an interest rate buydown
186 Ciboney St, Miramar, FL 32550
$1,329,900
5Beds
6Baths
3,122Sqft
0.08Acres
About this property
LOWER YOUR PAYMENT! Seller is offering an interest rate buydown of $25,000 for an acceptable offer, potentially lowering your interest rate to the 5's for qualified buyers, with the potential for you to lower your mortgage payment by hundreds of dollars each month. If owning at the beach has been on your radar-whether as a full-time move, a second home, or a high-performing investment-186 Ciboney Street deserves your attention. This fully furnished (negotiable) five-bedroom beach home comfortably sleeps 12 and is already operating as a successful vacation rental, with projected annual income exceeding $130,000. That's the kind of flexibility buyers are looking for: enjoy it when you're here, let it perform when you're not. Perfectly positioned in Miramar Beach, this home offers the ideal blend of lifestyle and convenienceclose to the beach, a short drive to dining, shopping, and entertainment, located in a strong school district, and completely move-in ready. Inside, you'll find five generously sized bedrooms, each with its own en-suite bathroom, delivering privacy and comfort for family and guests alike. High-end finishes throughout elevate the space, while thoughtfully curated artwork from local artists adds a true Emerald Coast touch. The open-concept kitchen and living area were designed for effortless entertaining, and the fenced backyard provides added privacyperfect after long beach days. Just steps from the community pool and beach access walkway, the location simply doesn't get better. No matter your goalprimary residence, second home, or income-producing propertythis home checks every box. Offered under $1.4M, 186 Ciboney stands out as one of the strongest values in the market and deserves a spot on every serious buyer's showing schedule.
Property Features
5 Beds
6 Baths
3,122 Sqft
Built in 2020
0.08 Acres
3 Stories
Siding: Concrete, Stucco
Central
$10,270 / yr property tax
Walton County
Hidden Palms Community
Additional Photos
Contact Information
Clay Owens
Compass Florida, LLC
305-851-2820
Location
Listing Agent: Clay Owens (License #: 3514204) 305-851-2820
Broker: Compass Florida, LLC 305-851-2820 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Compass Florida, LLC 305-851-2820 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026
Photo Gallery
$1,329,900
5
Beds
6
Baths
3,122
Sqft
186 Ciboney St, Miramar, FL 32550
By contacting this agent you agree to these Terms and Conditions.
MLS# 986361
LOWER YOUR PAYMENT! Seller is offering an interest rate buydown
$1,329,900
186 Ciboney St, Miramar, FL 32550
5
Beds
6
Baths
3,122
Sqft
0.08
Acres
$1,329,900
186 Ciboney St, Miramar, FL 32550
5 Beds
6 Baths
3,122 Sqft
0.08 Acres
LOWER YOUR PAYMENT! Seller is offering an interest rate buydown of $25,000 for an acceptable offer, potentially lowering your interest rate to the 5's for qualified buyers, with the potential for you to lower your mortgage payment by hundreds of dollars each month. If owning at the beach has been on your radar-whether as a full-time move, a second home, or a high-performing investment-186 Ciboney Street deserves your attention. This fully furnished (negotiable) five-bedroom beach home comfortably sleeps 12 and is already operating as a successful vacation rental, with projected annual income exceeding $130,000. That's the kind of flexibility buyers are looking for: enjoy it when you're here, let it perform when you're not. Perfectly positioned in Miramar Beach, this home offers the ideal blend of lifestyle and convenienceclose to the beach, a short drive to dining, shopping, and entertainment, located in a strong school district, and completely move-in ready. Inside, you'll find five generously sized bedrooms, each with its own en-suite bathroom, delivering privacy and comfort for family and guests alike. High-end finishes throughout elevate the space, while thoughtfully curated artwork from local artists adds a true Emerald Coast touch. The open-concept kitchen and living area were designed for effortless entertaining, and the fenced backyard provides added privacyperfect after long beach days. Just steps from the community pool and beach access walkway, the location simply doesn't get better. No matter your goalprimary residence, second home, or income-producing propertythis home checks every box. Offered under $1.4M, 186 Ciboney stands out as one of the strongest values in the market and deserves a spot on every serious buyer's showing schedule.
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Property Details
HOME DETAILS
5 Beds
6 Baths
3,122 Sqft
Built in 2020
0.08 Acres
3 Stories
EXTERIOR
Siding: Concrete, Stucco
INTERIOR
Central
FINANCIAL & COMMUNITY
$10,270 / yr property tax
Walton County
Hidden Palms Community
See More Details
Location
Mortgage Calculator
Ad Statistics
Ad Number
6716192
Viewed
200 times
Listing Status
Active
Added
Oct 11, 2025
Last Refreshed
Jul 03, 2026 06:17:28 PM
Listing Information
Data Source
Emerald Coast Association of Realtors
Source Property ID
986361
Listing Agent: Clay Owens (License #: 3514204) 305-851-2820
Broker: Compass Florida, LLC 305-851-2820 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Compass Florida, LLC 305-851-2820 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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