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Ad #7020794
MLS #991224
Listing photo

**Buyers may qualify for a $2,500 closing cost credit when using

1961 Chesapeake Ridge, Fort Walton Beach, FL 32547
$545,000
4Beds
3Baths
2,715Sqft
0.14Acres

About this property

**Buyers may qualify for a $2,500 closing cost credit when using the preferred lender.** Welcome to the Florida lifestyle you've been searching for! Located in desirable North Ridge Creek between Eglin AFB and Hurlburt Field, this move-in ready pool home combines modern updates with low-maintenance living. Spend your weekends relaxing by the pool instead of tackling home projects, with artificial turf, composite decking, and major updates already completed, including a new roof (2021), HVAC systems (2023), & pool pump (2023). Inside, the open-concept floor plan is designed for everyday living & entertaining, featuring engineered hardwood floors, a chef's kitchen with black granite countertops, custom maple cabinetry, stainless steel appliances, a breakfast bar, & Bluetooth surround sound throughout the first floor. The spacious first-floor primary suite offers direct laundry access for added convenience. A second downstairs bedroom & full bath are tucked away in their own private hallway with a separate door, creating an ideal setup for a mother-in-law suite, guest retreat, teen suite, or private space for extended family. Upstairs, the large bonus room offers even more flexibility as a home office, gym, media room, or playroom. Underground utilities, a location on the hospital power grid, & close proximity to shopping, dining, golf, hospitals, top-rated schools, beaches, & both military bases make this home an exceptional choice for military families, professionals, & anyone seeking a move-in ready home with resort-style outdoor living. This is more than a home--it's a lifestyle with less maintenance & more time to enjoy everything the Emerald Coast has to offer.

Property Features

4 Beds
3 Baths
2,715 Sqft
Built in 2008
0.14 Acres
2 Stories
Siding: Stucco
Natural Gas, Central
Okaloosa County
NORTH RIDGE CREEK S/D Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Michelle A Whitaker

ERA American Real Estate

850-855-8551

Location

Map
Listing Agent: Michelle A Whitaker (License #: 3431337) 850-855-8551
Broker: ERA American Real Estate 850-651-2454 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026

Photo Gallery

**Buyers may qualify for a $2,500 closing cost credit when using - photo 1
**Buyers may qualify for a $2,500 closing cost credit when using - photo 2
**Buyers may qualify for a $2,500 closing cost credit when using - photo 3
**Buyers may qualify for a $2,500 closing cost credit when using - photo 4
**Buyers may qualify for a $2,500 closing cost credit when using - photo 5
**Buyers may qualify for a $2,500 closing cost credit when using - photo 6
**Buyers may qualify for a $2,500 closing cost credit when using - photo 7
**Buyers may qualify for a $2,500 closing cost credit when using - photo 8
**Buyers may qualify for a $2,500 closing cost credit when using - photo 9
**Buyers may qualify for a $2,500 closing cost credit when using - photo 10
**Buyers may qualify for a $2,500 closing cost credit when using - photo 11
**Buyers may qualify for a $2,500 closing cost credit when using - photo 12
**Buyers may qualify for a $2,500 closing cost credit when using - photo 13
**Buyers may qualify for a $2,500 closing cost credit when using - photo 14
**Buyers may qualify for a $2,500 closing cost credit when using - photo 15
**Buyers may qualify for a $2,500 closing cost credit when using - photo 16
**Buyers may qualify for a $2,500 closing cost credit when using - photo 17
**Buyers may qualify for a $2,500 closing cost credit when using - photo 18
**Buyers may qualify for a $2,500 closing cost credit when using - photo 19
**Buyers may qualify for a $2,500 closing cost credit when using - photo 20
**Buyers may qualify for a $2,500 closing cost credit when using - photo 21
**Buyers may qualify for a $2,500 closing cost credit when using - photo 22
**Buyers may qualify for a $2,500 closing cost credit when using - photo 23
**Buyers may qualify for a $2,500 closing cost credit when using - photo 24
**Buyers may qualify for a $2,500 closing cost credit when using - photo 25
**Buyers may qualify for a $2,500 closing cost credit when using - photo 26
**Buyers may qualify for a $2,500 closing cost credit when using - photo 27
**Buyers may qualify for a $2,500 closing cost credit when using - photo 28
**Buyers may qualify for a $2,500 closing cost credit when using - photo 29
**Buyers may qualify for a $2,500 closing cost credit when using - photo 30
**Buyers may qualify for a $2,500 closing cost credit when using - photo 31
**Buyers may qualify for a $2,500 closing cost credit when using - photo 32
**Buyers may qualify for a $2,500 closing cost credit when using - photo 33
**Buyers may qualify for a $2,500 closing cost credit when using - photo 34
**Buyers may qualify for a $2,500 closing cost credit when using - photo 35
**Buyers may qualify for a $2,500 closing cost credit when using - photo 36
**Buyers may qualify for a $2,500 closing cost credit when using - photo 37
**Buyers may qualify for a $2,500 closing cost credit when using - photo 38
**Buyers may qualify for a $2,500 closing cost credit when using - photo 39
**Buyers may qualify for a $2,500 closing cost credit when using - photo 40
**Buyers may qualify for a $2,500 closing cost credit when using - photo 41
**Buyers may qualify for a $2,500 closing cost credit when using - photo 42
**Buyers may qualify for a $2,500 closing cost credit when using - photo 43
**Buyers may qualify for a $2,500 closing cost credit when using - photo 44
**Buyers may qualify for a $2,500 closing cost credit when using - photo 45
**Buyers may qualify for a $2,500 closing cost credit when using - photo 46
**Buyers may qualify for a $2,500 closing cost credit when using - photo 47

$545,000

4
Beds
3
Baths
2,715
Sqft

1961 Chesapeake Ridge, Fort Walton Beach, FL 32547

By contacting this agent you agree to these Terms and Conditions.
Home Florida Fort Walton Beach
**Buyers may qualify for a $2,500 closing cost credit when using - photo 1
**Buyers may qualify for a $2,500 closing cost credit when using - photo 2
**Buyers may qualify for a $2,500 closing cost credit when using - photo 3
**Buyers may qualify for a $2,500 closing cost credit when using - photo 4
**Buyers may qualify for a $2,500 closing cost credit when using - photo 5
MLS# 991224
Home For Sale

**Buyers may qualify for a $2,500 closing cost credit when using

$545,000

1961 Chesapeake Ridge, Fort Walton Beach, FL 32547

4
Beds
3
Baths
2,715
Sqft
0.14
Acres
$545,000
1961 Chesapeake Ridge, Fort Walton Beach, FL 32547
4 Beds
3 Baths
2,715 Sqft
0.14 Acres
**Buyers may qualify for a $2,500 closing cost credit when using the preferred lender.** Welcome to the Florida lifestyle you've been searching for! Located in desirable North Ridge Creek between Eglin AFB and Hurlburt Field, this move-in ready pool home combines modern updates with low-maintenance living. Spend your weekends relaxing by the pool instead of tackling home projects, with artificial turf, composite decking, and major updates already completed, including a new roof (2021), HVAC systems (2023), & pool pump (2023). Inside, the open-concept floor plan is designed for everyday living & entertaining, featuring engineered hardwood floors, a chef's kitchen with black granite countertops, custom maple cabinetry, stainless steel appliances, a breakfast bar, & Bluetooth surround sound throughout the first floor. The spacious first-floor primary suite offers direct laundry access for added convenience. A second downstairs bedroom & full bath are tucked away in their own private hallway with a separate door, creating an ideal setup for a mother-in-law suite, guest retreat, teen suite, or private space for extended family. Upstairs, the large bonus room offers even more flexibility as a home office, gym, media room, or playroom. Underground utilities, a location on the hospital power grid, & close proximity to shopping, dining, golf, hospitals, top-rated schools, beaches, & both military bases make this home an exceptional choice for military families, professionals, & anyone seeking a move-in ready home with resort-style outdoor living. This is more than a home--it's a lifestyle with less maintenance & more time to enjoy everything the Emerald Coast has to offer.
228 days
on BeachHouse.com
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Property Details

HOME DETAILS

4 Beds
3 Baths
2,715 Sqft
Built in 2008
0.14 Acres
2 Stories

EXTERIOR

Siding: Stucco

INTERIOR

Natural Gas, Central

FINANCIAL & COMMUNITY

Okaloosa County
NORTH RIDGE CREEK S/D Community
See More Details

Location

Map
Open in Google Maps

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Ad Statistics

Ad Number
7020794
Viewed
120 times
Listing Status
Active
Added
Dec 26, 2025
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
Emerald Coast Association of Realtors
Source Property ID
991224
Listing Agent: Michelle A Whitaker (License #: 3431337) 850-855-8551
Broker: ERA American Real Estate 850-651-2454 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Request Information

By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

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This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what I am looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at  csv@dreamhomenetwork.com.
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SERVICES
Buy Buy Advertise
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SUPPORT
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ADDITIONAL MARKETS
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SUBSCRIBE
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Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 BeachHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.08.11
Terms & Policy