Ad #6464294
MLS #981954
Welcome to Emerald Waters Village, one of Miramar Beach's most
20 St Francis Dr, Miramar, FL 32550
$2,399,000
5Beds
5Baths
3,489Sqft
0.08Acres
About this property
Welcome to Emerald Waters Village, one of Miramar Beach's most sought-after gated communities, where coastal luxury meets exceptional investment potential. Just a short walk to private beach access, this beautifully renovated three-story home offers the rare combination of location, size, and income-producing opportunity. Designed to comfortably accommodate up to 16 guests, this spacious 5-bedroom, 5-bathroom retreat is perfectly suited as a high-performing vacation rental, second home, or full-time residence. Multiple balconies and outdoor living spaces provide the perfect setting for enjoying Gulf breezes, morning coffee, and evenings with family and friends after a day at the beach. Extensively renovated from top to bottom, this home offers peace of mind with major improvements already completed, including a new metal roof, updated stucco and exterior paint, new impact-rated sliding glass doors, upgraded HVAC systems, and over $40,000 invested in balcony and terrace enhancements featuring premium tile and advanced waterproofing. Inside, the home showcases sophisticated finishes and thoughtful craftsmanship throughout. The redesigned kitchen and bathrooms feature imported materials, custom Italian glass cabinetry, high-end fixtures, and premium waterproofing systems. New drywall, insulation, flooring, plumbing components, and a stunning white oak staircase further elevate the home's modern coastal design. Residents and guests enjoy access to two community pools and private beach access while being minutes from Destin Commons, Silver Sands Premium Outlets, Publix, Starbucks, Whale's Tail Beach Bar & Grill, and some of the Emerald Coast's most popular attractions. Topsail Hill Preserve State Park and Destin HarborWalk are also just a short drive away. Whether you're seeking a luxury beach getaway, a primary residence near the coast, or a turnkey investment property in one of Northwest Florida's strongest vacation rental markets, this exceptional home delivers the location, lifestyle, and upgrades that today's buyers are searching for. All information deemed reliable but not guaranteed. Buyer to verify all information, dimensions, and rental projections.
Property Features
5 Beds
5 Baths
3,489 Sqft
Built in 1999
0.08 Acres
3 Stories
Siding: Frame, Stucco
Has Fireplace
$10,976 / yr property tax
Walton County
EMERALD WATERS VILLAGE Community
Additional Photos
Contact Information
Kendra R Sheikho
Coldwell Banker Realty
315-405-6744
Location
Listing Agent: Kendra R Sheikho (License #: 3283774) 315-405-6744
Broker: Coldwell Banker Realty 850-501-1545 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Coldwell Banker Realty 850-501-1545 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026
Photo Gallery
$2,399,000
5
Beds
5
Baths
3,489
Sqft
20 St Francis Dr, Miramar, FL 32550
By contacting this agent you agree to these Terms and Conditions.
MLS# 981954
Welcome to Emerald Waters Village, one of Miramar Beach's most
$2,399,000
20 St Francis Dr, Miramar, FL 32550
5
Beds
5
Baths
3,489
Sqft
0.08
Acres
$2,399,000
20 St Francis Dr, Miramar, FL 32550
5 Beds
5 Baths
3,489 Sqft
0.08 Acres
Welcome to Emerald Waters Village, one of Miramar Beach's most sought-after gated communities, where coastal luxury meets exceptional investment potential. Just a short walk to private beach access, this beautifully renovated three-story home offers the rare combination of location, size, and income-producing opportunity. Designed to comfortably accommodate up to 16 guests, this spacious 5-bedroom, 5-bathroom retreat is perfectly suited as a high-performing vacation rental, second home, or full-time residence. Multiple balconies and outdoor living spaces provide the perfect setting for enjoying Gulf breezes, morning coffee, and evenings with family and friends after a day at the beach. Extensively renovated from top to bottom, this home offers peace of mind with major improvements already completed, including a new metal roof, updated stucco and exterior paint, new impact-rated sliding glass doors, upgraded HVAC systems, and over $40,000 invested in balcony and terrace enhancements featuring premium tile and advanced waterproofing. Inside, the home showcases sophisticated finishes and thoughtful craftsmanship throughout. The redesigned kitchen and bathrooms feature imported materials, custom Italian glass cabinetry, high-end fixtures, and premium waterproofing systems. New drywall, insulation, flooring, plumbing components, and a stunning white oak staircase further elevate the home's modern coastal design. Residents and guests enjoy access to two community pools and private beach access while being minutes from Destin Commons, Silver Sands Premium Outlets, Publix, Starbucks, Whale's Tail Beach Bar & Grill, and some of the Emerald Coast's most popular attractions. Topsail Hill Preserve State Park and Destin HarborWalk are also just a short drive away. Whether you're seeking a luxury beach getaway, a primary residence near the coast, or a turnkey investment property in one of Northwest Florida's strongest vacation rental markets, this exceptional home delivers the location, lifestyle, and upgrades that today's buyers are searching for. All information deemed reliable but not guaranteed. Buyer to verify all information, dimensions, and rental projections.
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Property Details
HOME DETAILS
5 Beds
5 Baths
3,489 Sqft
Built in 1999
0.08 Acres
3 Stories
EXTERIOR
Siding: Frame, Stucco
INTERIOR
Has Fireplace
FINANCIAL & COMMUNITY
$10,976 / yr property tax
Walton County
EMERALD WATERS VILLAGE Community
See More Details
Location
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Ad Statistics
Ad Number
6464294
Viewed
307 times
Listing Status
Active
Added
Jul 29, 2025
Last Refreshed
Jul 03, 2026 06:17:28 PM
Listing Information
Data Source
Emerald Coast Association of Realtors
Source Property ID
981954
Listing Agent: Kendra R Sheikho (License #: 3283774) 315-405-6744
Broker: Coldwell Banker Realty 850-501-1545 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Coldwell Banker Realty 850-501-1545 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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