Ad #7386451
MLS #225083687
One or more photo(s) has been virtually staged, AI generated or
20520 Pine Tree Ln lot: 10, Estero, FL 33928
$684,900
3Beds
2Baths
1,738Sqft
0.38Acres
About this property
One or more photo(s) has been virtually staged, AI generated or rendered. NO WATER INTRUSTION AFTER ANY HURRICANE! Wake up to shimmering water views, spend your afternoons cruising the canals, and end each day watching crimson sunsets melt into the Gulf sky-this is waterfront living done right. Set along a Gulf-access canal with prized western exposure, this 3-bedroom plus den residence offers an authentic Florida lifestyle where the water is always within reach. Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views that feel straight out of a postcard. Designed for those who love life on the water, the home provides effortless boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park. Whether your passion is boating, kayaking, paddleboarding, fishing, or simply enjoying the rhythm of waterfront living, this location places it all at your doorstep. Inside, the home has been thoughtfully updated with a newer A/C, water heater, washer and dryer, luxury vinyl plank flooring throughout most of the home, hurricane impact windows, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with a fully fenced backyard offering ample space for a future pool, additional watercraft, or expanded entertaining areas. Unwind outdoors after a day on the water, or simply relax as the sun dips low and the sky ignites in dramatic shades of red, gold, and violet. From the back porch, the west-facing views create a nightly show that never gets old. The neighborhood is a rare coastal find with no HOA fees, while still offering a private boat ramp available to residents for optional use, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from shopping, dining, and entertainment, this peaceful enclave delivers the freedom of waterfront living without the burden of mandatory association fees. Bring your boat, your sense of adventure, and your love for the water-this is more than a home, it's a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living.
Property Features
3 Beds
2 Baths
1,738 Sqft
Built in 1997
0.38 Acres
1 Story
On Beachfront
Open, Driveway
Siding: Wood Frame
Metal Roof
Has Swimming Pool
Has Pond
Has Dock
Central, Electric (Heating)
$4,997 / yr property tax
Lee County
ESTERO RIVER HEIGHTS Community
Additional Photos
Contact Information
Joe R Pavich
Realty World J. PAVICH R.E.
239-495-9968
Location
Listing Agent: Joe R Pavich 239-495-9968
Broker: Realty World J. PAVICH R.E. 239-495-9968 Listing Site
Copyright © 2026 Coconut Coast Organization of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Realty World J. PAVICH R.E. 239-495-9968 Listing Site
Copyright © 2026 Coconut Coast Organization of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 11, 2026
Photo Gallery
$684,900
3
Beds
2
Baths
1,738
Sqft
20520 Pine Tree Ln lot: 10, Estero, FL 33928
By contacting this agent you agree to these Terms and Conditions.
MLS# 225083687
One or more photo(s) has been virtually staged, AI generated or
$684,900
20520 Pine Tree Ln lot: 10, Estero, FL 33928
3
Beds
2
Baths
1,738
Sqft
0.38
Acres
$684,900
20520 Pine Tree Ln lot: 10, Estero, FL 33928
3 Beds
2 Baths
1,738 Sqft
0.38 Acres
One or more photo(s) has been virtually staged, AI generated or rendered. NO WATER INTRUSTION AFTER ANY HURRICANE! Wake up to shimmering water views, spend your afternoons cruising the canals, and end each day watching crimson sunsets melt into the Gulf sky-this is waterfront living done right. Set along a Gulf-access canal with prized western exposure, this 3-bedroom plus den residence offers an authentic Florida lifestyle where the water is always within reach. Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views that feel straight out of a postcard. Designed for those who love life on the water, the home provides effortless boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park. Whether your passion is boating, kayaking, paddleboarding, fishing, or simply enjoying the rhythm of waterfront living, this location places it all at your doorstep. Inside, the home has been thoughtfully updated with a newer A/C, water heater, washer and dryer, luxury vinyl plank flooring throughout most of the home, hurricane impact windows, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with a fully fenced backyard offering ample space for a future pool, additional watercraft, or expanded entertaining areas. Unwind outdoors after a day on the water, or simply relax as the sun dips low and the sky ignites in dramatic shades of red, gold, and violet. From the back porch, the west-facing views create a nightly show that never gets old. The neighborhood is a rare coastal find with no HOA fees, while still offering a private boat ramp available to residents for optional use, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from shopping, dining, and entertainment, this peaceful enclave delivers the freedom of waterfront living without the burden of mandatory association fees. Bring your boat, your sense of adventure, and your love for the water-this is more than a home, it's a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living.
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Property Details
HOME DETAILS
3 Beds
2 Baths
1,738 Sqft
Built in 1997
0.38 Acres
1 Story
BEACH & VIEW
On Beachfront
EXTERIOR
Open, Driveway
Siding: Wood Frame
Metal Roof
Has Swimming Pool
Has Pond
Has Dock
INTERIOR
Central, Electric (Heating)
FINANCIAL & COMMUNITY
$4,997 / yr property tax
Lee County
ESTERO RIVER HEIGHTS Community
See More Details
Location
Mortgage Calculator
Ad Statistics
Ad Number
7386451
Viewed
0 time
Listing Status
Active
Added
Mar 03, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM
Listing Information
Data Source
Coconut Coast Organization of REALTORS
Source Property ID
225083687
Listing Agent: Joe R Pavich 239-495-9968
Broker: Realty World J. PAVICH R.E. 239-495-9968 Listing Site
Copyright © 2026 Coconut Coast Organization of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Realty World J. PAVICH R.E. 239-495-9968 Listing Site
Copyright © 2026 Coconut Coast Organization of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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