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Ad #7772564
MLS #785430
Listing photo

FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000

2601 Oak St, Panama City Beach, FL 32408
$385,000
3Beds
2Baths
1,457Sqft
0.36Acres

About this property

FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 PRICE IMPROVEMENT, House appraised February 2026 for $449,000. Instant EQUITY! Appraisal is available to be shared. Exceptional value on the East End of Panama City Beach. Rarely available, this property is on a DOUBLE LOT and includes a fenced side yard with buildable potential--a valuable and increasingly hard-to-find feature that significantly enhances both usability and long-term upside. This well-maintained, move-in-ready 3-bedroom, 2-bath home features a bright open layout with vaulted ceilings and a spacious living area that flows seamlessly into the kitchen and dining space. The kitchen offers ample counter space, pantry, breakfast bar, and a large dining area ideal for everyday living or entertaining. Durable luxury vinyl plank flooring runs throughout, providing a clean, cohesive look with low-maintenance appeal. The primary suite includes a walk-in closet and private bath, while the two additional bedrooms share a full bathroom, creating a practical layout for guests, family, or a home office. The home is currently on septic, with sewer available at the street--offering the option to connect. Once connected and the septic removed, the side yard provides ample space to accommodate a large pool. Outdoors, enjoy privacy-fenced side and backyard areas along with a storage building. The side yard itself offers exceptional flexibility--whether you envision adding a second residence, guest quarters, a detached garage, or creating dedicated space for a boat, work trailer, or additional parking. With sewer accessible, the groundwork is in place to maximize the property's full potential now or in the future. Conveniently located approximately a 10-minute drive to the nearest public beach access on Thomas Drive and St. Andrews State Park, and just minutes from local schools and Naval Support Activity Panama City, this property offers both accessibility and a quiet residential setting. A price improvement combined with added land flexibility makes this a compelling opportunity worth seeing in person. **All information and measurements are believed to be accurate; however, if important to the Buyer, they should be verified.

Property Features

3 Beds
2 Baths
1,457 Sqft
Built in 2005
0.36 Acres
Siding: Stucco, WoodFrame
Shingle Roof
Electric (Heating), Central
Bay County
Treasure Cove Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Laurie M Hardy

Counts Real Estate Group Inc

585-703-6459

Location

Map
Listing Agent: Laurie M Hardy (License #: SL3354116) 585-703-6459
Broker: Counts Real Estate Group Inc 850-249-3615 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026

Photo Gallery

FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 1
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 2
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 3
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 4
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 5
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 6
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 7
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 8
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 9
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 10
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 11
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 12
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 13
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 14
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 15
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 16
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 17
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 18
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 19
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 20
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 21
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 22
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 23
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 24
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 25
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 26
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 27
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FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 30
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 31
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FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 33
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 34
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 35
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 36
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 37
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 38
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 39
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 40
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 41
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 42
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 43
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 44
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 45
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 46
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 47
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 48
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 49
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 50

$385,000

3
Beds
2
Baths
1,457
Sqft

2601 Oak St, Panama City Beach, FL 32408

By contacting this agent you agree to these Terms and Conditions.
Home Florida Panama City Beach
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 1
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 2
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 3
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 4
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 - photo 5
MLS# 785430
Home For Sale

FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000

$385,000

2601 Oak St, Panama City Beach, FL 32408

3
Beds
2
Baths
1,457
Sqft
0.36
Acres
$385,000
2601 Oak St, Panama City Beach, FL 32408
3 Beds
2 Baths
1,457 Sqft
0.36 Acres
FIRST OPEN HOUSE, Thursday (6/11) 11:00am - 1:00pm. $40,000 PRICE IMPROVEMENT, House appraised February 2026 for $449,000. Instant EQUITY! Appraisal is available to be shared. Exceptional value on the East End of Panama City Beach. Rarely available, this property is on a DOUBLE LOT and includes a fenced side yard with buildable potential--a valuable and increasingly hard-to-find feature that significantly enhances both usability and long-term upside. This well-maintained, move-in-ready 3-bedroom, 2-bath home features a bright open layout with vaulted ceilings and a spacious living area that flows seamlessly into the kitchen and dining space. The kitchen offers ample counter space, pantry, breakfast bar, and a large dining area ideal for everyday living or entertaining. Durable luxury vinyl plank flooring runs throughout, providing a clean, cohesive look with low-maintenance appeal. The primary suite includes a walk-in closet and private bath, while the two additional bedrooms share a full bathroom, creating a practical layout for guests, family, or a home office. The home is currently on septic, with sewer available at the street--offering the option to connect. Once connected and the septic removed, the side yard provides ample space to accommodate a large pool. Outdoors, enjoy privacy-fenced side and backyard areas along with a storage building. The side yard itself offers exceptional flexibility--whether you envision adding a second residence, guest quarters, a detached garage, or creating dedicated space for a boat, work trailer, or additional parking. With sewer accessible, the groundwork is in place to maximize the property's full potential now or in the future. Conveniently located approximately a 10-minute drive to the nearest public beach access on Thomas Drive and St. Andrews State Park, and just minutes from local schools and Naval Support Activity Panama City, this property offers both accessibility and a quiet residential setting. A price improvement combined with added land flexibility makes this a compelling opportunity worth seeing in person. **All information and measurements are believed to be accurate; however, if important to the Buyer, they should be verified.
34 days
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views
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Property Details

HOME DETAILS

3 Beds
2 Baths
1,457 Sqft
Built in 2005
0.36 Acres

EXTERIOR

Siding: Stucco, WoodFrame
Shingle Roof

INTERIOR

Electric (Heating), Central

FINANCIAL & COMMUNITY

Bay County
Treasure Cove Community
See More Details

Location

Map
Open in Google Maps

Mortgage Calculator

About Panama City Beach

Find Vacation Rental Beach Houses on Panama City Beach in FL! Book online - beachfront homes, cottages and condos for rent. Oceanfront homes with private pools. One of the best destinations for families. Pay less (no service fees!) and get a great deal on popular rentals now. Find family fun things to do in the Gulf Coast of Florida. A tropical paradise for a romantic waterfront wedding.

Ad Statistics

Ad Number
7772564
Viewed
49 times
Listing Status
Active
Added
Jul 09, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
Central Panhandle Association of REALTORS
Source Property ID
785430
Listing Agent: Laurie M Hardy (License #: SL3354116) 585-703-6459
Broker: Counts Real Estate Group Inc 850-249-3615 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Request Information

By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

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2 units, 2 separate entry doors, 2 separate balconies, 1 deeded - photo 1
2 units, 2 separate entry doors, 2 separate balconies, 1 deeded - photo 2
2 units, 2 separate entry doors, 2 separate balconies, 1 deeded - photo 3
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GULF-FACING BALCONY. RENOVATED INTERIOR. TURN-KEY BEACHFRONT - photo 45
GULF-FACING BALCONY. RENOVATED INTERIOR. TURN-KEY BEACHFRONT - photo 46
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GULF-FACING BALCONY. RENOVATED INTERIOR. TURN-KEY BEACHFRONT - photo 50

$459,000

2 Beds | 2.0 Baths | 1,144 Sqft

5801 Thomas Dr 1319, Panama City Beach, FL 32408

GULF-FACING BALCONY. RENOVATED INTERIOR. TURN-KEY BEACHFRONT

Added: 05/04/2026 • Updated: 07/09/2026
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SEARCH STATES
Alabama Alaska California Connecticut Delaware Florida Georgia Hawaii Louisiana Maine Maryland Mississippi New Hampshire New Jersey New York North Carolina Oregon Pennsylvania Rhode Island South Carolina Texas Virginia Washington
SERVICES
Buy Buy Advertise
COMPANY
Testimonials About Us Office Locations
SUPPORT
Help Contact Us
ADDITIONAL MARKETS
LakeHouse.com MountainHomes.com GolfHomes.com BarrierFreeHome.com
SUBSCRIBE
Receive notifications for new listings
Subscribe
X Facebook Instagram YouTube

Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 BeachHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.08.11
Terms & Policy