Ad #7382011
MLS #786515
RARE OPPORTUNITY! Assumable VA Loan at a 3.75% Interest
268 Ryder Ln, Panama City, FL 32404
$352,000
4Beds
2Baths
1,867Sqft
0.16Acres
About this property
RARE OPPORTUNITY! Assumable VA Loan at a 3.75% Interest Rate--save over $600/month compared to today's rates! This 2022-built 'Cali' model is priced at $362,000 with a manageable equity gap of approx. $26k. Pristine condition, smart home tech, and located in the sought-after Bridge Harbor community near Tyndall AFB. VA-eligible buyers with entitlement substitution preferred. Don't miss this chance to lock in 2022's best rate in 2026!Don't build new at 6% when you can move in here at 3.75%! The Cali plan features four bedrooms with one that can be used as a den or office. The kitchen is open and spacious with a center island and includes a pantry, beautifully bright white cabinetry. Bedroom 1 features a private bath with a separate shower and a large soak tub, as well as a spacious walk-in closet. This beautiful home has been constructed with a reinforced concrete foundation with wire mesh and rebar, house wrap barrier and four-sided vinyl. Offering a fenced backyard with pond views and no neighboring homes directly behind! Enjoy the community sidewalks, 100 year old Oak Tree park, resort style pool and access to the beautiful beach area with views of the bay! Schedule an appointment today!! Bridge Harbor is located in eastern Bay County just off of Boat Race Road. Living here would you mean that you are approximately 5 minutes to Tyndall Air Force Base and close to numerous shopping and dining establishments. And the Gulf of America is less than 30 minutes away. If you're looking for the perfect community, you've found it!
Property Features
4 Beds
2 Baths
1,867 Sqft
Built in 2022
0.16 Acres
Garage, Open
Siding: VinylSiding
Central
$3,311 / yr property tax
Bay County
Bridge Harbor Community
Additional Photos
Contact Information
Johanna L Hoskins
Realty ONE Group Emerald Coast
850-624-5853
Location
Listing Agent: Johanna L Hoskins 850-624-5853
Broker: Realty ONE Group Emerald Coast 850-830-5955 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Realty ONE Group Emerald Coast 850-830-5955 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026
Photo Gallery
$352,000
4
Beds
2
Baths
1,867
Sqft
268 Ryder Ln, Panama City, FL 32404
By contacting this agent you agree to these Terms and Conditions.
MLS# 786515
RARE OPPORTUNITY! Assumable VA Loan at a 3.75% Interest
$352,000
268 Ryder Ln, Panama City, FL 32404
4
Beds
2
Baths
1,867
Sqft
0.16
Acres
$352,000
268 Ryder Ln, Panama City, FL 32404
4 Beds
2 Baths
1,867 Sqft
0.16 Acres
RARE OPPORTUNITY! Assumable VA Loan at a 3.75% Interest Rate--save over $600/month compared to today's rates! This 2022-built 'Cali' model is priced at $362,000 with a manageable equity gap of approx. $26k. Pristine condition, smart home tech, and located in the sought-after Bridge Harbor community near Tyndall AFB. VA-eligible buyers with entitlement substitution preferred. Don't miss this chance to lock in 2022's best rate in 2026!Don't build new at 6% when you can move in here at 3.75%! The Cali plan features four bedrooms with one that can be used as a den or office. The kitchen is open and spacious with a center island and includes a pantry, beautifully bright white cabinetry. Bedroom 1 features a private bath with a separate shower and a large soak tub, as well as a spacious walk-in closet. This beautiful home has been constructed with a reinforced concrete foundation with wire mesh and rebar, house wrap barrier and four-sided vinyl. Offering a fenced backyard with pond views and no neighboring homes directly behind! Enjoy the community sidewalks, 100 year old Oak Tree park, resort style pool and access to the beautiful beach area with views of the bay! Schedule an appointment today!! Bridge Harbor is located in eastern Bay County just off of Boat Race Road. Living here would you mean that you are approximately 5 minutes to Tyndall Air Force Base and close to numerous shopping and dining establishments. And the Gulf of America is less than 30 minutes away. If you're looking for the perfect community, you've found it!
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Property Details
HOME DETAILS
4 Beds
2 Baths
1,867 Sqft
Built in 2022
0.16 Acres
EXTERIOR
Garage, Open
Siding: VinylSiding
INTERIOR
Central
FINANCIAL & COMMUNITY
$3,311 / yr property tax
Bay County
Bridge Harbor Community
See More Details
Location
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Ad Statistics
Ad Number
7382011
Viewed
0 time
Listing Status
Pending
Added
Mar 10, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM
Listing Information
Data Source
Central Panhandle Association of REALTORS
Source Property ID
786515
Listing Agent: Johanna L Hoskins 850-624-5853
Broker: Realty ONE Group Emerald Coast 850-830-5955 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Realty ONE Group Emerald Coast 850-830-5955 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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