Buy
  • Alabama Alaska California Connecticut Delaware Florida Georgia Hawaii Louisiana Maine Maryland Mississippi New Hampshire New Jersey New York North Carolina Oregon Pennsylvania Rhode Island South Carolina Texas Virginia Washington
    Canada Listings (730)
    Mexico Listings (329)
    Central America Listings (620)
    Caribbean Islands Listings (46)
    Asia Listings (20) Europe Listings (9)
    Advanced Search
Sell Find an Agent
BeachHouse.com BeachHouse.com
My Account
  • Login
  • Manage My Real Estate Ads
  • Manage My Search Profile / Auto Notify
  • My Account Info
  • Manage My Favorites
Advertise Join
  • Buy
  • Sell
  • Find an Agent
  • My Account
    • Login
    • Manage My Real Estate Ads
    • Manage My Search Profile / Auto Notify
    • My Account Info
    • Manage My Favorites
  • Advertise
  • Join
Back to Search Back to Listing BeachHouse.com logo
Share
BeachHouse.com logo
Ad #7853692
MLS #10638381
Listing photo

One-of-a-kind ranch-style home perfectly located adjacent to the

3007 N James Dr, Suffolk, VA 23435
$1,150,000
5Beds
4Baths
3,942Sqft
--Acres

About this property

One-of-a-kind ranch-style home perfectly located adjacent to the tee box of the 14th hole of The Riverfront Golf Course. This exceptional all-brick and stone residence offers a desirable first-floor primary suite with dual closets, vanities and water closets, two additional bedrooms and baths, and hardwood floors throughout the entire home. Upstairs includes a private bedroom, full bath, and a spacious bonus room that can serve as a fifth bedroom, media room, or flex space. The beautifully updated kitchen and bathrooms showcase new granite countertops, Kohler faucets, and Ferguson toilets. Enjoy year-round views from the sunroom, screened porch, and expansive covered veranda featuring a built-in sink, beverage refrigerator, Wolf grill, and bar seating-ideal for entertaining. Impeccably maintained and filled with quality craftsmanship, architectural detail, and timeless design, this rare offering is truly a unicorn property and a must-see.

Property Features

5 Beds
4 Baths
3,942 Sqft
Built in 2006
0.000 Acres
On Beachfront
Garage, Driveway
Shingle Roof
Has Fireplace
Forced Air, Zoned, Natural Gas
$6,477 / yr property tax
Suffolk County
THE RIVERFRONT Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Beth Hodsden Defeo

RE/MAX Alliance of Virginia

757-456-2345

Location

Map
Listing Agent: Beth Hodsden Defeo 757-456-2345
Broker: RE/MAX Alliance of Virginia 757-456-2345 Listing Site
Copyright © 2026 Real Estate Information Network, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 11, 2026

Photo Gallery

One-of-a-kind ranch-style home perfectly located adjacent to the - photo 1
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 2
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 3
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 4
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 5
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 6
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 7
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 8
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 9
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 10
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 11
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 12
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 13
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 14
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 15
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 16
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 17
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 18
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 19
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 20
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 21
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 22
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 23
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 24
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 25
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 26
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 27
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 28
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 29
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 30
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 31
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 32
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 33
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 34
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 35
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 36
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 37
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 38
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 39
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 40
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 41
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 42
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 43
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 44
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 45
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 46

$1,150,000

5
Beds
4
Baths
3,942
Sqft

3007 N James Dr, Suffolk, VA 23435

By contacting this agent you agree to these Terms and Conditions.
Home Virginia Suffolk
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 1
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 2
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 3
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 4
One-of-a-kind ranch-style home perfectly located adjacent to the - photo 5
MLS# 10638381
Home For Sale

One-of-a-kind ranch-style home perfectly located adjacent to the

$1,150,000

3007 N James Dr, Suffolk, VA 23435

5
Beds
4
Baths
3,942
Sqft
--
Acres
$1,150,000
3007 N James Dr, Suffolk, VA 23435
5 Beds
4 Baths
3,942 Sqft
-- Acres
One-of-a-kind ranch-style home perfectly located adjacent to the tee box of the 14th hole of The Riverfront Golf Course. This exceptional all-brick and stone residence offers a desirable first-floor primary suite with dual closets, vanities and water closets, two additional bedrooms and baths, and hardwood floors throughout the entire home. Upstairs includes a private bedroom, full bath, and a spacious bonus room that can serve as a fifth bedroom, media room, or flex space. The beautifully updated kitchen and bathrooms showcase new granite countertops, Kohler faucets, and Ferguson toilets. Enjoy year-round views from the sunroom, screened porch, and expansive covered veranda featuring a built-in sink, beverage refrigerator, Wolf grill, and bar seating-ideal for entertaining. Impeccably maintained and filled with quality craftsmanship, architectural detail, and timeless design, this rare offering is truly a unicorn property and a must-see.
63 days
on BeachHouse.com
54
views
0
saves

Property Details

HOME DETAILS

5 Beds
4 Baths
3,942 Sqft
Built in 2006
0.000 Acres

BEACH & VIEW

On Beachfront

EXTERIOR

Garage, Driveway
Shingle Roof

INTERIOR

Has Fireplace
Forced Air, Zoned, Natural Gas

FINANCIAL & COMMUNITY

$6,477 / yr property tax
Suffolk County
THE RIVERFRONT Community
See More Details

Location

Map
Open in Google Maps

Mortgage Calculator

Ad Statistics

Ad Number
7853692
Viewed
54 times
Listing Status
Active
Added
Jun 08, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
Real Estate Information Network, Inc.
Source Property ID
10638381
Listing Agent: Beth Hodsden Defeo 757-456-2345
Broker: RE/MAX Alliance of Virginia 757-456-2345 Listing Site
Copyright © 2026 Real Estate Information Network, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Request Information

By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

Start advertising today

Explore options for real estate agents and homeowners advertising on BeachHouse.com
Sell Your Home

Explore Similar Properties

For Sale
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 1
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 2
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 3
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 4
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 5
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 6
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 7
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 8
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 9
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 10
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 11
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 12
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 13
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 14
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 15
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 16
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 17
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 18
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 19
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 20
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 21
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 22
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 23
TO BE BUILT! Pictures and pricing reflect the Ava 2 story model - photo 24

$1,248,000

6 Beds | 6.0 Baths | 4,350 Sqft

19 Grove Ave, Suffolk, VA 23434

TO BE BUILT! Pictures and pricing reflect the Ava 2 story model

Added: 07/09/2026 • Updated: 07/09/2026
For Sale
On Route 17 (Bridge Road) which is a heavily-trafficked - photo 1
On Route 17 (Bridge Road) which is a heavily-trafficked - photo 2

$1,199,000

4 Beds | 2.0 Baths | 1,780 Sqft

3568 BRIDGE Rd, Suffolk, VA 23435

On Route 17 (Bridge Road) which is a heavily-trafficked

Added: 06/29/2026 • Updated: 07/09/2026
For Sale
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 1
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 2
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 3
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 4
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 5
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 6
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 7
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 8
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 9
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 10
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 11
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 12
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 13
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 14
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 15
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 16
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 17
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 18
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 19
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 20
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 21
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 22
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 23
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 24
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 25
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 26
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 27
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 28
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 29
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 30
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 31
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 32
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 33
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 34
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 35
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 36
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 37
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 38
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 39
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 40
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 41
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 42
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 43
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 44
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 45
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 46
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 47
STUNNING inside and outside! Rare opportunity to own 6 acres on - photo 48

$1,199,000

4 Beds | 4.0 Baths | 4,122 Sqft

5233 Rockport Landing, Suffolk, VA 23435

STUNNING inside and outside! Rare opportunity to own 6 acres on

Added: 06/08/2026 • Updated: 07/09/2026
For Sale
Beautifully updated all-brick waterfront home tucked away on a - photo 1
Beautifully updated all-brick waterfront home tucked away on a - photo 2
Beautifully updated all-brick waterfront home tucked away on a - photo 3
Beautifully updated all-brick waterfront home tucked away on a - photo 4
Beautifully updated all-brick waterfront home tucked away on a - photo 5
Beautifully updated all-brick waterfront home tucked away on a - photo 6
Beautifully updated all-brick waterfront home tucked away on a - photo 7
Beautifully updated all-brick waterfront home tucked away on a - photo 8
Beautifully updated all-brick waterfront home tucked away on a - photo 9
Beautifully updated all-brick waterfront home tucked away on a - photo 10
Beautifully updated all-brick waterfront home tucked away on a - photo 11
Beautifully updated all-brick waterfront home tucked away on a - photo 12
Beautifully updated all-brick waterfront home tucked away on a - photo 13
Beautifully updated all-brick waterfront home tucked away on a - photo 14
Beautifully updated all-brick waterfront home tucked away on a - photo 15
Beautifully updated all-brick waterfront home tucked away on a - photo 16
Beautifully updated all-brick waterfront home tucked away on a - photo 17
Beautifully updated all-brick waterfront home tucked away on a - photo 18
Beautifully updated all-brick waterfront home tucked away on a - photo 19
Beautifully updated all-brick waterfront home tucked away on a - photo 20
Beautifully updated all-brick waterfront home tucked away on a - photo 21
Beautifully updated all-brick waterfront home tucked away on a - photo 22
Beautifully updated all-brick waterfront home tucked away on a - photo 23
Beautifully updated all-brick waterfront home tucked away on a - photo 24
Beautifully updated all-brick waterfront home tucked away on a - photo 25
Beautifully updated all-brick waterfront home tucked away on a - photo 26
Beautifully updated all-brick waterfront home tucked away on a - photo 27
Beautifully updated all-brick waterfront home tucked away on a - photo 28
Beautifully updated all-brick waterfront home tucked away on a - photo 29
Beautifully updated all-brick waterfront home tucked away on a - photo 30
Beautifully updated all-brick waterfront home tucked away on a - photo 31
Beautifully updated all-brick waterfront home tucked away on a - photo 32
Beautifully updated all-brick waterfront home tucked away on a - photo 33
Beautifully updated all-brick waterfront home tucked away on a - photo 34
Beautifully updated all-brick waterfront home tucked away on a - photo 35
Beautifully updated all-brick waterfront home tucked away on a - photo 36
Beautifully updated all-brick waterfront home tucked away on a - photo 37
Beautifully updated all-brick waterfront home tucked away on a - photo 38
Beautifully updated all-brick waterfront home tucked away on a - photo 39
Beautifully updated all-brick waterfront home tucked away on a - photo 40
Beautifully updated all-brick waterfront home tucked away on a - photo 41
Beautifully updated all-brick waterfront home tucked away on a - photo 42
Beautifully updated all-brick waterfront home tucked away on a - photo 43
Beautifully updated all-brick waterfront home tucked away on a - photo 44
Beautifully updated all-brick waterfront home tucked away on a - photo 45
Beautifully updated all-brick waterfront home tucked away on a - photo 46
Beautifully updated all-brick waterfront home tucked away on a - photo 47
Beautifully updated all-brick waterfront home tucked away on a - photo 48
Beautifully updated all-brick waterfront home tucked away on a - photo 49
Beautifully updated all-brick waterfront home tucked away on a - photo 50

$1,189,000

5 Beds | 4.0 Baths | 4,457 Sqft

5111 Bayport Landing, Suffolk, VA 23435

Beautifully updated all-brick waterfront home tucked away on a

Added: 06/24/2026 • Updated: 07/09/2026
SEARCH STATES
Alabama Alaska California Connecticut Delaware Florida Georgia Hawaii Louisiana Maine Maryland Mississippi New Hampshire New Jersey New York North Carolina Oregon Pennsylvania Rhode Island South Carolina Texas Virginia Washington
SERVICES
Buy Buy Advertise
COMPANY
Testimonials About Us Office Locations
SUPPORT
Help Contact Us
ADDITIONAL MARKETS
LakeHouse.com MountainHomes.com GolfHomes.com BarrierFreeHome.com
SUBSCRIBE
Receive notifications for new listings
Subscribe
X Facebook Instagram YouTube

Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 BeachHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.08.11
Terms & Policy

Search Filters
Price
-
0
$100,000
$100,000+
$200,000
$200,000+
$300,000
$300,000+
$400,000
$400,000+
$500,000
$500,000+
$600,000
$600,000+
$700,000
$700,000+
$800,000
$800,000+
$900,000
Any Price
Any Price
Beds & Baths
-
-
Property Type
Sale Status
More Filters
-
-
-
-
Advanced Search

Suffolk

Read more
Sort By:
  • Featured
  • Newest
  • Price - Low To High
  • Price - High To Low
  • Sqft - Low To High
  • Sqft - High To Low

Suffolk Real Estate Agent Info

About Suffolk

Click to activate
Request Information
By proceeding you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), and its affiliates, to contact me using the contact details you provided, via phone call or text (SMS) using automated dialing technology for marketing or advertising purposes, including contacting me about my inquiry and other home-related matters. Not a condition for purchase. Message and data rates may apply.
This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what I am looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at  csv@dreamhomenetwork.com.
Contact Agent
By contacting this agent you agree to these Terms and Conditions.
Share this Ad
Link copied
Video/Virtual Tour
Loading...
SEARCH STATES
Alabama Alaska California Connecticut Delaware Florida Georgia Hawaii Louisiana Maine Maryland Mississippi New Hampshire New Jersey New York North Carolina Oregon Pennsylvania Rhode Island South Carolina Texas Virginia Washington
SERVICES
Buy Buy Advertise
COMPANY
Testimonials About Us Office Locations
SUPPORT
Help Contact Us
ADDITIONAL MARKETS
LakeHouse.com MountainHomes.com GolfHomes.com BarrierFreeHome.com
SUBSCRIBE
Receive notifications for new listings
Subscribe
X Facebook Instagram YouTube

Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 BeachHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.08.11
Terms & Policy