Ad #7217198
MLS #851407
Crystal River WATERFRONT CANAL HOME with PERSONAL DOCK + ~$82K
3644 N Hiawatha Terrace, Crystal River, FL 34428
$595,000
3Beds
2Baths
1,680Sqft
0.24Acres
About this property
Crystal River WATERFRONT CANAL HOME with PERSONAL DOCK + ~$82K GROSS INCOME + DIRECT GULF ACCESS A rare opportunity to own a top-performing waterfront property in one of Crystal River's most established boating communities, combining strong income, direct water access, and a clean, turnkey ownership experience. Now operating in its fully updated condition, the home has produced approximately $82,000 in gross rental income over the past 12 months (March 2025-March 2026), offering proven, stabilized performance while still allowing for personal use. Positioned on a quiet canal with direct access to Kings Bay, Three Sisters Springs, and the Gulf of Mexico, the property delivers the lifestyle guests consistently seek. The dock provides immediate boating access, making fishing, scalloping, kayaking, and sunset cruising part of everyday ownership. Kayaks convey, reinforcing a true on-the-water experience. Inside, the home presents as clean, comfortable, and guest-ready, with a functional 3-bedroom, 2-bath layout designed to support both personal enjoyment and strong occupancy. The kitchen features granite countertops, modern appliances, and an efficient layout great for entertaining and everyday use. Major system updates have already been completed, including full repipe, updated AC, water heater, plumbing, and sewer connection, offering buyers confidence in the home's infrastructure and reducing near-term capital expense risk. Located just minutes from historic downtown Crystal River, waterfront dining, shopping, and the area's world-renowned springs, the property is ideally positioned to continue attracting short-term rental demand. Whether you're seeking a high-performing short-term rental, a waterfront second home with income potential, or a long-term investment, this property offers a compelling combination of strong revenue, essential updates, and direct Gulf access. High-income waterfront opportunities like this are increasingly rare in Crystal River.
Property Features
3 Beds
2 Baths
1,680 Sqft
Built in 1980
0.24 Acres
On Beachfront
Garage, Driveway
Siding: Frame, WoodSiding
Metal Roof
Has Fireplace
Heat Pump (Heating)
$5,654 / yr property tax
Citrus County
Indian Waters Community
Additional Photos
Contact Information
Lindsey Miller
Plantation Realty, Inc.
352-586-8973
Location
Listing Agent: Lindsey Miller (License #: 3496663) 352-586-8973
Broker: Plantation Realty, Inc. 352-795-0784 Listing Site
Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Plantation Realty, Inc. 352-795-0784 Listing Site
Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026
Photo Gallery
$595,000
3
Beds
2
Baths
1,680
Sqft
3644 N Hiawatha Terrace, Crystal River, FL 34428
By contacting this agent you agree to these Terms and Conditions.
MLS# 851407
Crystal River WATERFRONT CANAL HOME with PERSONAL DOCK + ~$82K
$595,000
3644 N Hiawatha Terrace, Crystal River, FL 34428
3
Beds
2
Baths
1,680
Sqft
0.24
Acres
$595,000
3644 N Hiawatha Terrace, Crystal River, FL 34428
3 Beds
2 Baths
1,680 Sqft
0.24 Acres
Crystal River WATERFRONT CANAL HOME with PERSONAL DOCK + ~$82K GROSS INCOME + DIRECT GULF ACCESS A rare opportunity to own a top-performing waterfront property in one of Crystal River's most established boating communities, combining strong income, direct water access, and a clean, turnkey ownership experience. Now operating in its fully updated condition, the home has produced approximately $82,000 in gross rental income over the past 12 months (March 2025-March 2026), offering proven, stabilized performance while still allowing for personal use. Positioned on a quiet canal with direct access to Kings Bay, Three Sisters Springs, and the Gulf of Mexico, the property delivers the lifestyle guests consistently seek. The dock provides immediate boating access, making fishing, scalloping, kayaking, and sunset cruising part of everyday ownership. Kayaks convey, reinforcing a true on-the-water experience. Inside, the home presents as clean, comfortable, and guest-ready, with a functional 3-bedroom, 2-bath layout designed to support both personal enjoyment and strong occupancy. The kitchen features granite countertops, modern appliances, and an efficient layout great for entertaining and everyday use. Major system updates have already been completed, including full repipe, updated AC, water heater, plumbing, and sewer connection, offering buyers confidence in the home's infrastructure and reducing near-term capital expense risk. Located just minutes from historic downtown Crystal River, waterfront dining, shopping, and the area's world-renowned springs, the property is ideally positioned to continue attracting short-term rental demand. Whether you're seeking a high-performing short-term rental, a waterfront second home with income potential, or a long-term investment, this property offers a compelling combination of strong revenue, essential updates, and direct Gulf access. High-income waterfront opportunities like this are increasingly rare in Crystal River.
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Property Details
HOME DETAILS
3 Beds
2 Baths
1,680 Sqft
Built in 1980
0.24 Acres
BEACH & VIEW
On Beachfront
EXTERIOR
Garage, Driveway
Siding: Frame, WoodSiding
Metal Roof
INTERIOR
Has Fireplace
Heat Pump (Heating)
FINANCIAL & COMMUNITY
$5,654 / yr property tax
Citrus County
Indian Waters Community
See More Details
Location
Mortgage Calculator
Ad Statistics
Ad Number
7217198
Viewed
131 times
Listing Status
Active
Added
Jan 31, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM
Listing Information
Data Source
REALTORS Association of Citrus County, Inc.
Source Property ID
851407
Listing Agent: Lindsey Miller (License #: 3496663) 352-586-8973
Broker: Plantation Realty, Inc. 352-795-0784 Listing Site
Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Plantation Realty, Inc. 352-795-0784 Listing Site
Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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