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Ad #6930041
MLS #990852
Listing photo

Buildable Double Lot - Steps to the Water! Opportunity knocks

4133 Catherine St, Panama City Beach, FL 32408
$214,000
--Beds
--Baths
--Sqft
0.3Acres

About this property

Buildable Double Lot - Steps to the Water! Opportunity knocks... and this one is loud. Just one block off the water, this oversized double lot offers flexibility that's almost impossible to find in this part of Panama City Beach. Build two homes for maximum investment potential, or spread out and create one custom coastal dream home with room for everything you've ever pictured. Located just down the road from The Preserve on the Bay and Bay Point, you'll enjoy the convenience of premier neighborhoods-without the HOA fees. That's right... freedom to build what you want, how you want it. A two-story home on this property can capture peek-a-boo water views from the upper level, giving you that daily ''pinch-me'' moment. Even better, the lot sits in Flood Zone X, meaning no flood insurance requirementa rare win this close to the coast. Whether you're a builder, investor, or someone ready to design your forever beach retreat, this location simply can't be beat.

Property Features

0 Beds
0 Baths
0 Sqft
0.3 Acres
$1,109 / yr property tax
Bay County
MAGNOLIA BEACH 1ST ADDN Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Karen K Smith

Beachy Beach Real Estate

850-233-4351

Location

Map
Listing Agent: Karen K Smith (License #: 3102215) 850-233-4351
Broker: Beachy Beach Real Estate 850-233-4351 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026

Photo Gallery

Buildable Double Lot - Steps to the Water! Opportunity knocks - photo 1
Buildable Double Lot - Steps to the Water! Opportunity knocks - photo 2
Buildable Double Lot - Steps to the Water! Opportunity knocks - photo 3
Buildable Double Lot - Steps to the Water! Opportunity knocks - photo 4
Buildable Double Lot - Steps to the Water! Opportunity knocks - photo 5
Buildable Double Lot - Steps to the Water! Opportunity knocks - photo 6
Buildable Double Lot - Steps to the Water! Opportunity knocks - photo 7
Buildable Double Lot - Steps to the Water! Opportunity knocks - photo 8

$214,000

--
Beds
--
Baths
--
Sqft

4133 Catherine St, Panama City Beach, FL 32408

By contacting this agent you agree to these Terms and Conditions.
Home Florida Panama City Beach
Buildable Double Lot - Steps to the Water! Opportunity knocks - photo 1
Buildable Double Lot - Steps to the Water! Opportunity knocks - photo 2
Buildable Double Lot - Steps to the Water! Opportunity knocks - photo 3
Buildable Double Lot - Steps to the Water! Opportunity knocks - photo 4
Buildable Double Lot - Steps to the Water! Opportunity knocks - photo 5
MLS# 990852
Lot For Sale

Buildable Double Lot - Steps to the Water! Opportunity knocks

$214,000

4133 Catherine St, Panama City Beach, FL 32408

--
Beds
--
Baths
--
Sqft
0.3
Acres
$214,000
4133 Catherine St, Panama City Beach, FL 32408
-- Beds
-- Baths
-- Sqft
0.3 Acres
Buildable Double Lot - Steps to the Water! Opportunity knocks... and this one is loud. Just one block off the water, this oversized double lot offers flexibility that's almost impossible to find in this part of Panama City Beach. Build two homes for maximum investment potential, or spread out and create one custom coastal dream home with room for everything you've ever pictured. Located just down the road from The Preserve on the Bay and Bay Point, you'll enjoy the convenience of premier neighborhoods-without the HOA fees. That's right... freedom to build what you want, how you want it. A two-story home on this property can capture peek-a-boo water views from the upper level, giving you that daily ''pinch-me'' moment. Even better, the lot sits in Flood Zone X, meaning no flood insurance requirementa rare win this close to the coast. Whether you're a builder, investor, or someone ready to design your forever beach retreat, this location simply can't be beat.
249 days
on BeachHouse.com
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0
saves

Property Details

HOME DETAILS

0 Beds
0 Baths
0 Sqft
0.3 Acres

FINANCIAL & COMMUNITY

$1,109 / yr property tax
Bay County
MAGNOLIA BEACH 1ST ADDN Community

Location

Map
Open in Google Maps

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About Panama City Beach

Find Vacation Rental Beach Houses on Panama City Beach in FL! Book online - beachfront homes, cottages and condos for rent. Oceanfront homes with private pools. One of the best destinations for families. Pay less (no service fees!) and get a great deal on popular rentals now. Find family fun things to do in the Gulf Coast of Florida. A tropical paradise for a romantic waterfront wedding.

Ad Statistics

Ad Number
6930041
Viewed
129 times
Listing Status
Active
Added
Dec 05, 2025
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
Emerald Coast Association of Realtors
Source Property ID
990852
Listing Agent: Karen K Smith (License #: 3102215) 850-233-4351
Broker: Beachy Beach Real Estate 850-233-4351 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

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Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 BeachHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.08.11
Terms & Policy