Ad #7865564
MLS #1005198
VA Assumable Loan Rate 2.75%! Nestled in the desirable Rocks
4196 Mossy Cove Ct, Niceville, FL 32578
$559,900
4Beds
3Baths
3,182Sqft
0.17Acres
About this property
VA Assumable Loan Rate 2.75%! Nestled in the desirable Rocks Cove community of Bluewater Bay, this remarkable 4-bedroom, 2.5-bath home offers 3,182 square feet of thoughtfully designed living space on a quiet cul-de-sac just minutes from the sparkling waters of Choctawhatchee Bay and convenient public boat ramp access. This spacious three-story residence welcomes you with an open floor plan, soaring ceilings, and a warm, inviting atmosphere. The living area showcases built-in shelves, recessed lighting, two ceiling fans, and a cozy fireplace, along with direct access to a tiled, screened-in Florida room with dramatic 14-foot ceilings. A sliding glass wall system opens fully to create a seamless indoor-outdoor entertaining space perfect for relaxing or dining year-round. Adjacent to the living room, the open dining area easily accommodates large gatherings and is beautifully enhanced with crown molding that continues throughout the main living spaces. The kitchen is designed for both style and function, featuring granite countertops, abundant cabinetry, recessed lighting, stainless steel appliances, a pantry, and a generous island with a breakfast bar ideal for casual meals or additional seating. The first-floor master suite offers comfort and privacy with direct access to the back patio. The master bath includes a double vanity, Whirlpool tub, walk-in shower, and a spacious walk-in closet with built-in shelving. Upstairs, three generously sized guest bedrooms each include ceiling fans and plantation shutters, with one bedroom boasting its own private balcony. The upper-level bathroom features a double vanity, tile flooring, and a shower/tub combination. The home also includes a central vacuum system, a second-floor laundry chute, and a bonus landing area for added versatility. A major mechanical update was completed in October 2021 with the installation of new upstairs and downstairs HVAC units. A standout feature of this home is the impressive 500-square-foot bonus room on the third floor an incredible space with endless possibilities. Located directly across from the Bluewater Bay Marina and just minutes from the Mid-Bay Bridge, this home also offers access to exceptional community amenities including four pools (one heated), two championship 18-hole golf courses, award-winning tennis facilities, a full-service marina, a clubhouse with a restaurant, parks, and a playground. With its prime location, thoughtful upgrades, and expansive layout, this home is truly a must-see.
Property Features
4 Beds
3 Baths
3,182 Sqft
Built in 2008
0.17 Acres
3 Stories
Garage
Siding: Frame, Stucco
Has Fireplace
Central
$5,848 / yr property tax
Okaloosa County
ROCKS COVE SUBDIVISION Community
Additional Photos
Contact Information
Amanda L Gaskin
Briar Patch Realty
850-902-4464
Location
Listing Agent: Amanda L Gaskin (License #: 3357562) 850-902-4464
Broker: Briar Patch Realty 850-902-4464 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Briar Patch Realty 850-902-4464 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026
Photo Gallery
$559,900
4
Beds
3
Baths
3,182
Sqft
4196 Mossy Cove Ct, Niceville, FL 32578
By contacting this agent you agree to these Terms and Conditions.
MLS# 1005198
VA Assumable Loan Rate 2.75%! Nestled in the desirable Rocks
$559,900
4196 Mossy Cove Ct, Niceville, FL 32578
4
Beds
3
Baths
3,182
Sqft
0.17
Acres
$559,900
4196 Mossy Cove Ct, Niceville, FL 32578
4 Beds
3 Baths
3,182 Sqft
0.17 Acres
VA Assumable Loan Rate 2.75%! Nestled in the desirable Rocks Cove community of Bluewater Bay, this remarkable 4-bedroom, 2.5-bath home offers 3,182 square feet of thoughtfully designed living space on a quiet cul-de-sac just minutes from the sparkling waters of Choctawhatchee Bay and convenient public boat ramp access. This spacious three-story residence welcomes you with an open floor plan, soaring ceilings, and a warm, inviting atmosphere. The living area showcases built-in shelves, recessed lighting, two ceiling fans, and a cozy fireplace, along with direct access to a tiled, screened-in Florida room with dramatic 14-foot ceilings. A sliding glass wall system opens fully to create a seamless indoor-outdoor entertaining space perfect for relaxing or dining year-round. Adjacent to the living room, the open dining area easily accommodates large gatherings and is beautifully enhanced with crown molding that continues throughout the main living spaces. The kitchen is designed for both style and function, featuring granite countertops, abundant cabinetry, recessed lighting, stainless steel appliances, a pantry, and a generous island with a breakfast bar ideal for casual meals or additional seating. The first-floor master suite offers comfort and privacy with direct access to the back patio. The master bath includes a double vanity, Whirlpool tub, walk-in shower, and a spacious walk-in closet with built-in shelving. Upstairs, three generously sized guest bedrooms each include ceiling fans and plantation shutters, with one bedroom boasting its own private balcony. The upper-level bathroom features a double vanity, tile flooring, and a shower/tub combination. The home also includes a central vacuum system, a second-floor laundry chute, and a bonus landing area for added versatility. A major mechanical update was completed in October 2021 with the installation of new upstairs and downstairs HVAC units. A standout feature of this home is the impressive 500-square-foot bonus room on the third floor an incredible space with endless possibilities. Located directly across from the Bluewater Bay Marina and just minutes from the Mid-Bay Bridge, this home also offers access to exceptional community amenities including four pools (one heated), two championship 18-hole golf courses, award-winning tennis facilities, a full-service marina, a clubhouse with a restaurant, parks, and a playground. With its prime location, thoughtful upgrades, and expansive layout, this home is truly a must-see.
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Property Details
HOME DETAILS
4 Beds
3 Baths
3,182 Sqft
Built in 2008
0.17 Acres
3 Stories
EXTERIOR
Garage
Siding: Frame, Stucco
INTERIOR
Has Fireplace
Central
FINANCIAL & COMMUNITY
$5,848 / yr property tax
Okaloosa County
ROCKS COVE SUBDIVISION Community
See More Details
Location
Mortgage Calculator
Ad Statistics
Ad Number
7865564
Viewed
47 times
Listing Status
Pending
Added
Jun 11, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM
Listing Information
Data Source
Emerald Coast Association of Realtors
Source Property ID
1005198
Listing Agent: Amanda L Gaskin (License #: 3357562) 850-902-4464
Broker: Briar Patch Realty 850-902-4464 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Briar Patch Realty 850-902-4464 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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