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Ad #7960000
MLS #1004371
Listing photo

Assumable VA loan with 2.75% interest rate! Located in Rocky

449 Ruckel Dr, Niceville, FL 32578
$598,900
4Beds
2Baths
2,352Sqft
0.43Acres

About this property

Assumable VA loan with 2.75% interest rate! Located in Rocky Bayou Country Club Estates, this beautiful all brick 4 bedroom home offers an inviting blend of comfort, style, and privacy. Filled with natural light and thoughtfully designed living spaces, the home features an open flow ideal for both everyday living and entertaining. The kitchen is both functional and attractive, featuring quartz countertops, stainless steel appliances, a gas range, breakfast bar, and dining area, all open to the main living space. Spacious living room features recessed lighting, a corner gas fireplace, and views of the screened Florida room and backyard. A split bedroom layout provides privacy, with the Master suite tucked away from the additional bedrooms for added separation and comfort. Two secondary bedrooms and a full bath are located on the opposite side of the home, while a fourth bedroom near the front offers flexibility for guests, an office, or additional privacy. Updated flooring, fresh carpet, and neutral finishes create a warm, move-in ready feel throughout. Enloy quiet mornings or relaxed evenings in the screened Florida room overlooking the spacious backyard and peaceful natural setting. Major improvements include a 2020 Roof, 2023 HVAC, and 2020 Water Heater. Conveniently located near schools, shopping, dining, and Rocky Bayou Country Club amenities, this home offers comfort, flexibility, and a location that makes everyday living easy.

Property Features

4 Beds
2 Baths
2,352 Sqft
Built in 2000
0.43 Acres
1 Story
Garage
Siding: Brick, Trim Vinyl
Has Fireplace
Central, Natural Gas
$2,025 / yr property tax
Okaloosa County
ROCKY BAYOU COUNTRY CLUB ESTATES Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Vicki M Alexander

Berkshire Hathaway HomeServices PenFed Realty

850-217-0587

Location

Map
Listing Agent: Vicki M Alexander (License #: 3240382) 850-217-0587
Broker: Berkshire Hathaway HomeServices PenFed Realty 850-729-0176 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026

Photo Gallery

Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 1
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 2
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 3
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 4
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 5
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 6
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 7
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 8
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 9
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 10
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 11
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 12
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 13
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 14
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 15
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 16
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 17
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 18
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 19
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 20
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 21
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 22
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 23
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 24
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 25
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 26
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 27
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 28
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 29
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 30
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 31
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 32
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 33
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 34
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 35
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 36
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 37
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 38
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 39
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 40
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 41
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 42
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 43
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 44
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 45
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 46
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 47
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 48
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 49
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 50

$598,900

4
Beds
2
Baths
2,352
Sqft

449 Ruckel Dr, Niceville, FL 32578

By contacting this agent you agree to these Terms and Conditions.
Home Florida Niceville
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 1
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 2
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 3
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 4
Assumable VA loan with 2.75% interest rate! Located in Rocky - photo 5
MLS# 1004371
Home For Sale

Assumable VA loan with 2.75% interest rate! Located in Rocky

$598,900

449 Ruckel Dr, Niceville, FL 32578

4
Beds
2
Baths
2,352
Sqft
0.43
Acres
$598,900
449 Ruckel Dr, Niceville, FL 32578
4 Beds
2 Baths
2,352 Sqft
0.43 Acres
Assumable VA loan with 2.75% interest rate! Located in Rocky Bayou Country Club Estates, this beautiful all brick 4 bedroom home offers an inviting blend of comfort, style, and privacy. Filled with natural light and thoughtfully designed living spaces, the home features an open flow ideal for both everyday living and entertaining. The kitchen is both functional and attractive, featuring quartz countertops, stainless steel appliances, a gas range, breakfast bar, and dining area, all open to the main living space. Spacious living room features recessed lighting, a corner gas fireplace, and views of the screened Florida room and backyard. A split bedroom layout provides privacy, with the Master suite tucked away from the additional bedrooms for added separation and comfort. Two secondary bedrooms and a full bath are located on the opposite side of the home, while a fourth bedroom near the front offers flexibility for guests, an office, or additional privacy. Updated flooring, fresh carpet, and neutral finishes create a warm, move-in ready feel throughout. Enloy quiet mornings or relaxed evenings in the screened Florida room overlooking the spacious backyard and peaceful natural setting. Major improvements include a 2020 Roof, 2023 HVAC, and 2020 Water Heater. Conveniently located near schools, shopping, dining, and Rocky Bayou Country Club amenities, this home offers comfort, flexibility, and a location that makes everyday living easy.
43 days
on BeachHouse.com
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Property Details

HOME DETAILS

4 Beds
2 Baths
2,352 Sqft
Built in 2000
0.43 Acres
1 Story

EXTERIOR

Garage
Siding: Brick, Trim Vinyl

INTERIOR

Has Fireplace
Central, Natural Gas

FINANCIAL & COMMUNITY

$2,025 / yr property tax
Okaloosa County
ROCKY BAYOU COUNTRY CLUB ESTATES Community
See More Details

Location

Map
Open in Google Maps

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Ad Statistics

Ad Number
7960000
Viewed
60 times
Listing Status
Active
Added
Jun 29, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
Emerald Coast Association of Realtors
Source Property ID
1004371
Listing Agent: Vicki M Alexander (License #: 3240382) 850-217-0587
Broker: Berkshire Hathaway HomeServices PenFed Realty 850-729-0176 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Request Information

By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

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This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what I am looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at  csv@dreamhomenetwork.com.
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Alabama Alaska California Connecticut Delaware Florida Georgia Hawaii Louisiana Maine Maryland Mississippi New Hampshire New Jersey New York North Carolina Oregon Pennsylvania Rhode Island South Carolina Texas Virginia Washington
SERVICES
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SUBSCRIBE
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Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 BeachHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.08.11
Terms & Policy