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Ad #7619558
MLS #2140507
Listing photo

Back on the market UNDER appraised value of $583,000 (FHA)

4575 OAK BAY Dr, Jacksonville, FL 32277
$555,000
4Beds
3Baths
3,186Sqft
0.29Acres

About this property

Back on the market UNDER appraised value of $583,000 (FHA). Previous buyer's financing fell through, creating a second chance to make this home yours! Discover this charming 4-bedroom, 3-bath pool home nestled in the established and picturesque neighborhood of Charter Point. Set on a spacious lot surrounded by mature oak trees, this classic brick residence offers timeless appeal and thoughtful updates throughout. Step inside to find warm hardwood floors, elegant dentil crown molding, and generous living areas perfect for everyday living and entertaining. The main level includes a large bedroom with an adjacent full bath, ideal for guests or multigenerational living, as well as a flex room perfect for a playroom, office, or cozy sitting area. The kitchen and family room overlook the inviting in-ground pool and paved patio, creating a seamless connection to the private backyard retreat. A wet bar adds extra convenience for entertaining. Upstairs, the spacious primary suite features a beautifully renovated spa-like bath with a standalone soaking tub. Two additional bedrooms, another full bath and a large bonus room complete the upper level. Whether you're enjoying a quiet morning under the oaks or hosting poolside gatherings, this home is designed to fit your lifestyle. Roof replaced in November 2019e experience everything this wonderful home has to offer!

Property Features

4 Beds
3 Baths
3,186 Sqft
Built in 1981
0.29 Acres
2 Stories
Garage
Shingle Roof
Has Swimming Pool
Has Fireplace
Central
$7,645 / yr property tax
Duval County
Charter Point Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

CC UNDERWOOD

Real Broker LLC

904-401-8481

Location

Map
Listing Agent: CC UNDERWOOD 904-401-8481
Broker: Real Broker LLC 855-450-0442 Listing Site
Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026

Photo Gallery

Back on the market UNDER appraised value of $583,000 (FHA) - photo 1
Back on the market UNDER appraised value of $583,000 (FHA) - photo 2
Back on the market UNDER appraised value of $583,000 (FHA) - photo 3
Back on the market UNDER appraised value of $583,000 (FHA) - photo 4
Back on the market UNDER appraised value of $583,000 (FHA) - photo 5
Back on the market UNDER appraised value of $583,000 (FHA) - photo 6
Back on the market UNDER appraised value of $583,000 (FHA) - photo 7
Back on the market UNDER appraised value of $583,000 (FHA) - photo 8
Back on the market UNDER appraised value of $583,000 (FHA) - photo 9
Back on the market UNDER appraised value of $583,000 (FHA) - photo 10
Back on the market UNDER appraised value of $583,000 (FHA) - photo 11
Back on the market UNDER appraised value of $583,000 (FHA) - photo 12
Back on the market UNDER appraised value of $583,000 (FHA) - photo 13
Back on the market UNDER appraised value of $583,000 (FHA) - photo 14
Back on the market UNDER appraised value of $583,000 (FHA) - photo 15
Back on the market UNDER appraised value of $583,000 (FHA) - photo 16
Back on the market UNDER appraised value of $583,000 (FHA) - photo 17
Back on the market UNDER appraised value of $583,000 (FHA) - photo 18
Back on the market UNDER appraised value of $583,000 (FHA) - photo 19
Back on the market UNDER appraised value of $583,000 (FHA) - photo 20
Back on the market UNDER appraised value of $583,000 (FHA) - photo 21
Back on the market UNDER appraised value of $583,000 (FHA) - photo 22
Back on the market UNDER appraised value of $583,000 (FHA) - photo 23
Back on the market UNDER appraised value of $583,000 (FHA) - photo 24
Back on the market UNDER appraised value of $583,000 (FHA) - photo 25
Back on the market UNDER appraised value of $583,000 (FHA) - photo 26
Back on the market UNDER appraised value of $583,000 (FHA) - photo 27
Back on the market UNDER appraised value of $583,000 (FHA) - photo 28
Back on the market UNDER appraised value of $583,000 (FHA) - photo 29
Back on the market UNDER appraised value of $583,000 (FHA) - photo 30
Back on the market UNDER appraised value of $583,000 (FHA) - photo 31

$555,000

4
Beds
3
Baths
3,186
Sqft

4575 OAK BAY Dr, Jacksonville, FL 32277

By contacting this agent you agree to these Terms and Conditions.
Home Florida Jacksonville
Back on the market UNDER appraised value of $583,000 (FHA) - photo 1
Back on the market UNDER appraised value of $583,000 (FHA) - photo 2
Back on the market UNDER appraised value of $583,000 (FHA) - photo 3
Back on the market UNDER appraised value of $583,000 (FHA) - photo 4
Back on the market UNDER appraised value of $583,000 (FHA) - photo 5
MLS# 2140507
Home For Sale

Back on the market UNDER appraised value of $583,000 (FHA)

$555,000

4575 OAK BAY Dr, Jacksonville, FL 32277

4
Beds
3
Baths
3,186
Sqft
0.29
Acres
$555,000
4575 OAK BAY Dr, Jacksonville, FL 32277
4 Beds
3 Baths
3,186 Sqft
0.29 Acres
Back on the market UNDER appraised value of $583,000 (FHA). Previous buyer's financing fell through, creating a second chance to make this home yours! Discover this charming 4-bedroom, 3-bath pool home nestled in the established and picturesque neighborhood of Charter Point. Set on a spacious lot surrounded by mature oak trees, this classic brick residence offers timeless appeal and thoughtful updates throughout. Step inside to find warm hardwood floors, elegant dentil crown molding, and generous living areas perfect for everyday living and entertaining. The main level includes a large bedroom with an adjacent full bath, ideal for guests or multigenerational living, as well as a flex room perfect for a playroom, office, or cozy sitting area. The kitchen and family room overlook the inviting in-ground pool and paved patio, creating a seamless connection to the private backyard retreat. A wet bar adds extra convenience for entertaining. Upstairs, the spacious primary suite features a beautifully renovated spa-like bath with a standalone soaking tub. Two additional bedrooms, another full bath and a large bonus room complete the upper level. Whether you're enjoying a quiet morning under the oaks or hosting poolside gatherings, this home is designed to fit your lifestyle. Roof replaced in November 2019e experience everything this wonderful home has to offer!
110 days
on BeachHouse.com
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Property Details

HOME DETAILS

4 Beds
3 Baths
3,186 Sqft
Built in 1981
0.29 Acres
2 Stories

EXTERIOR

Garage
Shingle Roof
Has Swimming Pool

INTERIOR

Has Fireplace
Central

FINANCIAL & COMMUNITY

$7,645 / yr property tax
Duval County
Charter Point Community
See More Details

Location

Map
Open in Google Maps

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Ad Statistics

Ad Number
7619558
Viewed
0 time
Listing Status
Active
Added
Apr 24, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
RealMLS
Source Property ID
2140507
Listing Agent: CC UNDERWOOD 904-401-8481
Broker: Real Broker LLC 855-450-0442 Listing Site
Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 1
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 2
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 3
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 4
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 5
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 6
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 7
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 8
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 9
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 10
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 11
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 12
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 13
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 14
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 15
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 16
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 17
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 18
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 19
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 20
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 21
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 22
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 23
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 24
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 25
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 26
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 27
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 28
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 29
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 30
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 31
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 32
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 33
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 34
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 35
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 36
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 37
LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in - photo 38

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3914 MEDITERRANEAN Ct, Jacksonville, FL 32223

LOCATION, LOCATION, LOCATION... Nestled on a quiet cul-de-sac in

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WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 1
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 2
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 3
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 4
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 5
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 6
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WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 8
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 9
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 10
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 11
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 12
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 13
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 14
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 15
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 16
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 17
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 18
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 19
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 20
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 21
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 22
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 23
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 24
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 25
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 26
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 27
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 28
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WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 30
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 31
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 32
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 33
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 34
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 35
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 36
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 37
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 38
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 39
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 40
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 41
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 42
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 43
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 44
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 45
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 46
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 47
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 48
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 49
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 50
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 51
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 52
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 53
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 54
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 55
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 56
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 57
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 58
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 59
WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct - photo 60

$655,000

4 Beds | 4.0 Baths | 3,379 Sqft

14532 AMELIA COVE Dr, Jacksonville, FL 32226

WHOLE HOUSE GENERAC GENERATOR! Four bedrooms each with direct

Added: 10/18/2025 • Updated: 07/09/2026
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is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

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Last updated on 2026.08.12
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