Ad #7430956
MLS #786911
Gulf-View Coastal Retreat | Prime Investment + Luxury Living
5522 Thomas Dr, Panama City, FL 32408
$999,000
4Beds
4Baths
2,095Sqft
0.13Acres
About this property
Gulf-View Coastal Retreat | Prime Investment + Luxury Living Welcome to your private tropical oasis--this beautifully updated and professionally designed home offers stunning Gulf views, exceptional indoor-outdoor living, and outstanding short-term rental potential in one of the most desirable areas along Thomas Drive. Thoughtfully curated with high-end finishes, lush landscaping, and inviting entertaining spaces, this property is built to impress both owners and guests alike. The open-concept living, dining, and kitchen area on the second floor is filled with natural light and flows seamlessly onto a spacious balcony--perfect for taking in Gulf views and coastal breezes. With two master suites plus two additional generously sized bedrooms, this home comfortably accommodates large groups, maximizing occupancy and rental income. The first-floor master suite features a private entrance and lock-out capability, creating the ideal setup for a separate rental unit or flexible guest quarters--an investor's dream for dual-income potential. Step outside to your own fenced backyard retreat, complete with a 7-person hot tub, designed for relaxation and memorable guest experiences that drive repeat bookings and top-tier reviews. Located just steps from the beach and minutes from dining, entertainment, and outdoor adventure--including St. Andrews State Park--this home offers the perfect balance of privacy and accessibility in a high-demand vacation market. Investment Highlights: - Strong / income potential - Flexible lock-out floor plan for multiple revenue streams - Gulf views + walkable beach access (premium nightly rates) - Turnkey condition--ideal for immediate rental or personal use - Located in a proven high-demand vacation rental corridor. Whether you're looking for a high-performing investment or a luxurious coastal escape, this property truly offers the best of both worlds. (Buyer to verify all information and dimensions deemed important.)
Property Features
4 Beds
4 Baths
2,095 Sqft
Built in 2019
0.13 Acres
$7,430 / yr property tax
Bay County
Gulf Lagoon Beach Community
Additional Photos
Contact Information
Lynn Wardlaw
Beachy Beach Real Estate
404-867-4332
Location
Listing Agent: Lynn Wardlaw (License #: SL3473319) 404-867-4332
Broker: Beachy Beach Real Estate 850-527-5651 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Beachy Beach Real Estate 850-527-5651 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026
Photo Gallery
$999,000
4
Beds
4
Baths
2,095
Sqft
5522 Thomas Dr, Panama City, FL 32408
By contacting this agent you agree to these Terms and Conditions.
MLS# 786911
Gulf-View Coastal Retreat | Prime Investment + Luxury Living
$999,000
5522 Thomas Dr, Panama City, FL 32408
4
Beds
4
Baths
2,095
Sqft
0.13
Acres
$999,000
5522 Thomas Dr, Panama City, FL 32408
4 Beds
4 Baths
2,095 Sqft
0.13 Acres
Gulf-View Coastal Retreat | Prime Investment + Luxury Living Welcome to your private tropical oasis--this beautifully updated and professionally designed home offers stunning Gulf views, exceptional indoor-outdoor living, and outstanding short-term rental potential in one of the most desirable areas along Thomas Drive. Thoughtfully curated with high-end finishes, lush landscaping, and inviting entertaining spaces, this property is built to impress both owners and guests alike. The open-concept living, dining, and kitchen area on the second floor is filled with natural light and flows seamlessly onto a spacious balcony--perfect for taking in Gulf views and coastal breezes. With two master suites plus two additional generously sized bedrooms, this home comfortably accommodates large groups, maximizing occupancy and rental income. The first-floor master suite features a private entrance and lock-out capability, creating the ideal setup for a separate rental unit or flexible guest quarters--an investor's dream for dual-income potential. Step outside to your own fenced backyard retreat, complete with a 7-person hot tub, designed for relaxation and memorable guest experiences that drive repeat bookings and top-tier reviews. Located just steps from the beach and minutes from dining, entertainment, and outdoor adventure--including St. Andrews State Park--this home offers the perfect balance of privacy and accessibility in a high-demand vacation market. Investment Highlights: - Strong / income potential - Flexible lock-out floor plan for multiple revenue streams - Gulf views + walkable beach access (premium nightly rates) - Turnkey condition--ideal for immediate rental or personal use - Located in a proven high-demand vacation rental corridor. Whether you're looking for a high-performing investment or a luxurious coastal escape, this property truly offers the best of both worlds. (Buyer to verify all information and dimensions deemed important.)
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Property Details
HOME DETAILS
4 Beds
4 Baths
2,095 Sqft
Built in 2019
0.13 Acres
FINANCIAL & COMMUNITY
$7,430 / yr property tax
Bay County
Gulf Lagoon Beach Community
Location
Mortgage Calculator
Ad Statistics
Ad Number
7430956
Viewed
135 times
Listing Status
Active
Added
Mar 17, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM
Listing Information
Data Source
Central Panhandle Association of REALTORS
Source Property ID
786911
Listing Agent: Lynn Wardlaw (License #: SL3473319) 404-867-4332
Broker: Beachy Beach Real Estate 850-527-5651 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Beachy Beach Real Estate 850-527-5651 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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