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Ad #7741803
MLS #1003272
Listing photo

A assumable loan at 3.125% for eligible VA buyers . No HOA

708 Spencer Dr, Fort Walton Beach, FL 32547
$435,000
4Beds
2Baths
1,952Sqft
0.21Acres

About this property

A assumable loan at 3.125% for eligible VA buyers . No HOA Beautifully updated 4-bedroom, 2-bath home features a new HVAC system and stylish upgrades throughout. Step inside to discover gorgeous new LVP flooring and a custom built-in shelving unit perfect for decor and display space. The completely remodeled kitchen offers solid surface countertops, updated cabinetry, a new sink, and refrigerator, while a large picturesque window above the sink fills the space with natural light and overlooks the lush, private backyard. Both bathrooms have been tastefully remodeled, and all four bedrooms offer comfortable space and versatility. Enjoy outdoor living on the new deck just off the breakfast nook, surrounded by mature landscaping for added privacy. Additional features include a spacious two-car garage, oversized driveway, and a backyard designed for relaxing or entertaining. Solar panels paid at closing offers a low electric bill.

Property Features

4 Beds
2 Baths
1,952 Sqft
Built in 1965
0.21 Acres
1 Story
Garage, Oversize
Siding: Brick
Central
$2,815 / yr property tax
Okaloosa County
COLONIAL HEIGHTS Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Kimberly Larson

Lokation Real Estate

850-420-0472

Location

Map
Listing Agent: Kimberly Larson (License #: 3375510) 850-420-0472
Broker: Lokation Real Estate 954-545-5583 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026

Photo Gallery

A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 1
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 2
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 3
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 4
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 5
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 6
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 7
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 8
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 9
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 10
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 11
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 12
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 13
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 14
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 15
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 16
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 17
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 18
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 19

$435,000

4
Beds
2
Baths
1,952
Sqft

708 Spencer Dr, Fort Walton Beach, FL 32547

By contacting this agent you agree to these Terms and Conditions.
Home Florida Fort Walton Beach
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 1
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 2
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 3
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 4
A assumable loan at 3.125% for eligible VA buyers . No HOA - photo 5
MLS# 1003272
Home For Sale

A assumable loan at 3.125% for eligible VA buyers . No HOA

$435,000

708 Spencer Dr, Fort Walton Beach, FL 32547

4
Beds
2
Baths
1,952
Sqft
0.21
Acres
$435,000
708 Spencer Dr, Fort Walton Beach, FL 32547
4 Beds
2 Baths
1,952 Sqft
0.21 Acres
A assumable loan at 3.125% for eligible VA buyers . No HOA Beautifully updated 4-bedroom, 2-bath home features a new HVAC system and stylish upgrades throughout. Step inside to discover gorgeous new LVP flooring and a custom built-in shelving unit perfect for decor and display space. The completely remodeled kitchen offers solid surface countertops, updated cabinetry, a new sink, and refrigerator, while a large picturesque window above the sink fills the space with natural light and overlooks the lush, private backyard. Both bathrooms have been tastefully remodeled, and all four bedrooms offer comfortable space and versatility. Enjoy outdoor living on the new deck just off the breakfast nook, surrounded by mature landscaping for added privacy. Additional features include a spacious two-car garage, oversized driveway, and a backyard designed for relaxing or entertaining. Solar panels paid at closing offers a low electric bill.
86 days
on BeachHouse.com
74
views
0
saves

Property Details

HOME DETAILS

4 Beds
2 Baths
1,952 Sqft
Built in 1965
0.21 Acres
1 Story

EXTERIOR

Garage, Oversize
Siding: Brick

INTERIOR

Central

FINANCIAL & COMMUNITY

$2,815 / yr property tax
Okaloosa County
COLONIAL HEIGHTS Community
See More Details

Location

Map
Open in Google Maps

Mortgage Calculator

Ad Statistics

Ad Number
7741803
Viewed
74 times
Listing Status
Active
Added
May 17, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
Emerald Coast Association of Realtors
Source Property ID
1003272
Listing Agent: Kimberly Larson (License #: 3375510) 850-420-0472
Broker: Lokation Real Estate 954-545-5583 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Request Information

By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

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By proceeding you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), and its affiliates, to contact me using the contact details you provided, via phone call or text (SMS) using automated dialing technology for marketing or advertising purposes, including contacting me about my inquiry and other home-related matters. Not a condition for purchase. Message and data rates may apply.
This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what I am looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at  csv@dreamhomenetwork.com.
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Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

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Part of Dream Home Network, Inc.
Last updated on 2026.08.11
Terms & Policy