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Ad #7789623
MLS #790482
Listing photo

ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to

8369 Fins Up Ct, Panama City Beach, FL 32413
$469,000
2Beds
2Baths
1,481Sqft
0.09Acres

About this property

ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to Amenities! Welcome to your beautifully upgraded -- and move-in ready from day one -- coastal retreat in the highly desirable Latitude Margaritaville Watersound community. This rare offering comes fully furnished and turnkey, so you can start living the Margaritaville lifestyle the moment you arrive. A complete room-by-room inventory conveys with the home, including all living and dining room furniture, bedroom sets with bedding, kitchen essentials (dishes, flatware, cookware, and appliances including refrigerator, range, microwave, and dishwasher), washer and dryer, lanai furniture, office furnishings including a sofa sleeper and desk setup, and tasteful coastal decor throughout -- truly nothing to do but unpack your personal belongings and enjoy. This is also a rare opportunity to own one of only 48 cottages in Phase 3 -- one of the closest phases to the Town Square, where you can walk or take a short golf cart ride to all the dining, live entertainment, and fun this vibrant 55+ community is known for. The Aloha is the largest of the Cottage Collection floor plans at approximately 1,481 square feet, featuring a spacious open-concept design that blends comfort and style. Upgraded in every direction -- from the flooring and countertops to the beautifully finished cabinetry -- this home showcases incredible attention to detail throughout. The great room features smart lighting, a custom shiplap fireplace and mantel, and plantation shutters for a refined coastal touch. Nearly every closet has customized shelving, and the kitchen features pull-out shelves, premium countertops, and upgraded cabinetry that perfectly complements the home's nautical design. The primary bedroom features a beautiful barn door leading into a custom closet, while the guest bath includes a tub with floor-to-ceiling upgraded tile. Additional highlights include TV wall mounts installed throughout, 8-foot doors to all rooms and closets, upgraded garage and porch flooring with drop-down screens on the front porch, a private office with doors and sleeper sofa for a quiet workspace or spare room for guests, a laundry room with stylish blue cabinetry, and seamless glass shower doors with a rain shower head option in the primary bath. Living in Latitude Margaritaville Watersound means world-class amenities and endless opportunities for fun -- relax by the Paradise Pool, stay active in the state-of-the-art fitness center, or enjoy live music and dining at the Latitude Bar & Chill. The community also offers pickleball courts, walking trails, the Workin' N' Playin' Center, and a vibrant Town Square that hosts concerts and events year-round. The new St. Joe commercial district along Highway 79 -- including a Publix ''Coming Soon'' at West Bay Center -- will bring even more convenience just minutes away. Buyer to verify any information deemed important. See attached inventory list for full details of included and excluded items.

Property Features

2 Beds
2 Baths
1,481 Sqft
Built in 2022
0.09 Acres
1 Story
Gated
Siding: HardiplankType, WoodFrame
Shingle, Composition Roof
Has Fireplace
Central, Electric (Heating), Heat Pump (Heating), Fireplace(s)
$3,800 / yr property tax
Bay County
Latitude at Watersound Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Terri M Snyder

Bob Hodges and Sons Realty

717-649-3191

Location

Map
Listing Agent: Terri M Snyder (License #: 3510851) 717-649-3191
Broker: Bob Hodges and Sons Realty 954-565-6701 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026

Photo Gallery

ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 1
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 2
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 3
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 4
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 5
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 6
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 7
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 8
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 9
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 10
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 11
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 12
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 13
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 14
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 15
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 16
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 17
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 18
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 19
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 20
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 21
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 22
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 23
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 24
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 25
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 26
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 27
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 28
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 29
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 30
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 31
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 32
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 33
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 34
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 35
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 36
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 37
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 38
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 39
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 40
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 41
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 42
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 43
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 44
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 45
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 46
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 47
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 48
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 49
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 50

$469,000

2
Beds
2
Baths
1,481
Sqft

8369 Fins Up Ct, Panama City Beach, FL 32413

By contacting this agent you agree to these Terms and Conditions.
Home Florida Panama City Beach
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 1
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 2
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 3
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 4
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to - photo 5
MLS# 790482
Townhome/Townhouse For Sale

ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to

$469,000

8369 Fins Up Ct, Panama City Beach, FL 32413

2
Beds
2
Baths
1,481
Sqft
0.09
Acres
$469,000
8369 Fins Up Ct, Panama City Beach, FL 32413
2 Beds
2 Baths
1,481 Sqft
0.09 Acres
ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to Amenities! Welcome to your beautifully upgraded -- and move-in ready from day one -- coastal retreat in the highly desirable Latitude Margaritaville Watersound community. This rare offering comes fully furnished and turnkey, so you can start living the Margaritaville lifestyle the moment you arrive. A complete room-by-room inventory conveys with the home, including all living and dining room furniture, bedroom sets with bedding, kitchen essentials (dishes, flatware, cookware, and appliances including refrigerator, range, microwave, and dishwasher), washer and dryer, lanai furniture, office furnishings including a sofa sleeper and desk setup, and tasteful coastal decor throughout -- truly nothing to do but unpack your personal belongings and enjoy. This is also a rare opportunity to own one of only 48 cottages in Phase 3 -- one of the closest phases to the Town Square, where you can walk or take a short golf cart ride to all the dining, live entertainment, and fun this vibrant 55+ community is known for. The Aloha is the largest of the Cottage Collection floor plans at approximately 1,481 square feet, featuring a spacious open-concept design that blends comfort and style. Upgraded in every direction -- from the flooring and countertops to the beautifully finished cabinetry -- this home showcases incredible attention to detail throughout. The great room features smart lighting, a custom shiplap fireplace and mantel, and plantation shutters for a refined coastal touch. Nearly every closet has customized shelving, and the kitchen features pull-out shelves, premium countertops, and upgraded cabinetry that perfectly complements the home's nautical design. The primary bedroom features a beautiful barn door leading into a custom closet, while the guest bath includes a tub with floor-to-ceiling upgraded tile. Additional highlights include TV wall mounts installed throughout, 8-foot doors to all rooms and closets, upgraded garage and porch flooring with drop-down screens on the front porch, a private office with doors and sleeper sofa for a quiet workspace or spare room for guests, a laundry room with stylish blue cabinetry, and seamless glass shower doors with a rain shower head option in the primary bath. Living in Latitude Margaritaville Watersound means world-class amenities and endless opportunities for fun -- relax by the Paradise Pool, stay active in the state-of-the-art fitness center, or enjoy live music and dining at the Latitude Bar & Chill. The community also offers pickleball courts, walking trails, the Workin' N' Playin' Center, and a vibrant Town Square that hosts concerts and events year-round. The new St. Joe commercial district along Highway 79 -- including a Publix ''Coming Soon'' at West Bay Center -- will bring even more convenience just minutes away. Buyer to verify any information deemed important. See attached inventory list for full details of included and excluded items.
75 days
on BeachHouse.com
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views
0
saves

Property Details

HOME DETAILS

2 Beds
2 Baths
1,481 Sqft
Built in 2022
0.09 Acres
1 Story

EXTERIOR

Gated
Siding: HardiplankType, WoodFrame
Shingle, Composition Roof

INTERIOR

Has Fireplace
Central, Electric (Heating), Heat Pump (Heating), Fireplace(s)

FINANCIAL & COMMUNITY

$3,800 / yr property tax
Bay County
Latitude at Watersound Community
See More Details

Location

Map
Open in Google Maps

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About Panama City Beach

Find Vacation Rental Beach Houses on Panama City Beach in FL! Book online - beachfront homes, cottages and condos for rent. Oceanfront homes with private pools. One of the best destinations for families. Pay less (no service fees!) and get a great deal on popular rentals now. Find family fun things to do in the Gulf Coast of Florida. A tropical paradise for a romantic waterfront wedding.

Ad Statistics

Ad Number
7789623
Viewed
85 times
Listing Status
Active
Added
May 28, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
Central Panhandle Association of REALTORS
Source Property ID
790482
Listing Agent: Terri M Snyder (License #: 3510851) 717-649-3191
Broker: Bob Hodges and Sons Realty 954-565-6701 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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Added: 08/12/2025 • Updated: 06/12/2026
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is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 BeachHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.08.11
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Panama City Beach

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Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 BeachHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.08.11
Terms & Policy