Ad #7856524
MLS #792196
NO HOA | 2022 CONSTRUCTION | UNDER $300K IN PANAMA CITY BEACH
8438 Houston St, Panama City, FL 32408
$275,000
2Beds
2Baths
1,064Sqft
0.23Acres
About this property
NO HOA | 2022 CONSTRUCTION | UNDER $300K IN PANAMA CITY BEACH Built in 2022 by Rebuild Northwest Florida, this clean and move-in ready 2-bedroom, 2-bath home offers a rare opportunity to own a detached single-family home in Panama City Beach under $300,000. Situated on a 0.23-acre interior lot with a fenced backyard, the property also features a long driveway with ample parking. Inside, you'll find LVP flooring throughout, grey shaker-style cabinetry, and white kitchen appliances, with the washer and dryer included. Wider interior doorways enhance accessibility and improve overall flow throughout the home. The open layout provides efficient use of space while maintaining a clean, modern feel. The property is connected to city water and utilizes a septic system, offering a practical combination of utility services. Located in Flood Zone X, flood insurance is not required, and newer construction homes like this often benefit from more affordable homeowner insurance options compared to older properties. With no HOA and minimal restrictions, this property offers flexibility that is increasingly difficult to find in this price range within Panama City Beach. All information is deemed reliable but not guaranteed; buyer to verify if important.
Property Features
2 Beds
2 Baths
1,064 Sqft
Built in 2022
0.23 Acres
1 Story
Siding: HardiplankType
Shingle Roof
Central, Electric (Heating)
$948 / yr property tax
Bay County
No med Subdivision Community
Additional Photos
Contact Information
Alice de La Penha
Coldwell Banker Realty
850-771-3150
Location
Listing Agent: Alice de La Penha (License #: 3290518) 850-771-3150
Broker: Coldwell Banker Realty 850-814-0037 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Coldwell Banker Realty 850-814-0037 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026
Photo Gallery
$275,000
2
Beds
2
Baths
1,064
Sqft
8438 Houston St, Panama City, FL 32408
By contacting this agent you agree to these Terms and Conditions.
MLS# 792196
NO HOA | 2022 CONSTRUCTION | UNDER $300K IN PANAMA CITY BEACH
$275,000
8438 Houston St, Panama City, FL 32408
2
Beds
2
Baths
1,064
Sqft
0.23
Acres
$275,000
8438 Houston St, Panama City, FL 32408
2 Beds
2 Baths
1,064 Sqft
0.23 Acres
NO HOA | 2022 CONSTRUCTION | UNDER $300K IN PANAMA CITY BEACH Built in 2022 by Rebuild Northwest Florida, this clean and move-in ready 2-bedroom, 2-bath home offers a rare opportunity to own a detached single-family home in Panama City Beach under $300,000. Situated on a 0.23-acre interior lot with a fenced backyard, the property also features a long driveway with ample parking. Inside, you'll find LVP flooring throughout, grey shaker-style cabinetry, and white kitchen appliances, with the washer and dryer included. Wider interior doorways enhance accessibility and improve overall flow throughout the home. The open layout provides efficient use of space while maintaining a clean, modern feel. The property is connected to city water and utilizes a septic system, offering a practical combination of utility services. Located in Flood Zone X, flood insurance is not required, and newer construction homes like this often benefit from more affordable homeowner insurance options compared to older properties. With no HOA and minimal restrictions, this property offers flexibility that is increasingly difficult to find in this price range within Panama City Beach. All information is deemed reliable but not guaranteed; buyer to verify if important.
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Property Details
HOME DETAILS
2 Beds
2 Baths
1,064 Sqft
Built in 2022
0.23 Acres
1 Story
EXTERIOR
Siding: HardiplankType
Shingle Roof
INTERIOR
Central, Electric (Heating)
FINANCIAL & COMMUNITY
$948 / yr property tax
Bay County
No med Subdivision Community
See More Details
Location
Mortgage Calculator
Ad Statistics
Ad Number
7856524
Viewed
42 times
Listing Status
Active
Added
Jul 03, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM
Listing Information
Data Source
Central Panhandle Association of REALTORS
Source Property ID
792196
Listing Agent: Alice de La Penha (License #: 3290518) 850-771-3150
Broker: Coldwell Banker Realty 850-814-0037 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Coldwell Banker Realty 850-814-0037 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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