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Ad #7497570
MLS #999343
Listing photo

Directly across the street from the Gulf, this 2 bedroom, 2

8706 Surf Dr # B, Panama City Beach, FL 32408
$525,000
2Beds
2Baths
1,150Sqft
0.04Acres

About this property

Directly across the street from the Gulf, this 2 bedroom, 2 bathroom townhome offers quick beach access, Gulf views, and updates that help reduce near-term maintenance. Two public beach access points are nearby, and the home is being sold fully furnished, making it a practical option for personal use, a second home, or rental use. For buyers exploring added rental flexibility, the neighboring townhome is also available, creating a rare opportunity to own side-by-side units. Inside, the layout is set up to comfortably host guests with one king bed and two queen beds. The kitchen, bathrooms, and flooring were renovated in 2019, and the entire unit was freshly painted in 2025, including the walls, trim, and doors. All furnishings were also replaced in 2025, giving the interior a clean, updated feel. A full-size washer and dryer adds everyday convenience. The living area opens to a private patio where you can enjoy Gulf views and coastal breezes. A fenced backyard provides private outdoor space to unwind after time at the beach. The home also includes a private garage for beach gear, bikes, and other coastal essentials, plus additional driveway parking for guests. Nearby destinations include Pier Park, St. Andrews State Park, marinas, waterfront dining, shopping, and local restaurants. Buyer to verify all dimensions.

Property Features

2 Beds
2 Baths
1,150 Sqft
Built in 1983
0.04 Acres
2 Stories
Carport
Siding: Stucco, Trim Wood
Central
$1,652 / yr property tax
Bay County
BEL AIR 2ND ADDN Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Christina M Schlink

Compass Florida, LLC

850-368-1474

Location

Map
Listing Agent: Christina M Schlink (License #: 3137018) 850-368-1474
Broker: Compass Florida, LLC 305-851-2820 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 12, 2026

Photo Gallery

Directly across the street from the Gulf, this 2 bedroom, 2 - photo 1
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 2
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 3
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 4
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 5
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 6
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 7
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 8
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 9
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 10
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 11
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 12
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 13
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 14
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 15
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 16
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 17
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 18
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 19
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 20
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 21
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 22
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 23
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 24
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 25
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 26
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 27
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 28
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 29
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 30
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 31
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 32
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 33
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 34
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 35
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 36
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 37
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 38
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 39
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 40
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 41
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 42
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 43
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 44
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 45

$525,000

2
Beds
2
Baths
1,150
Sqft

8706 Surf Dr # B, Panama City Beach, FL 32408

By contacting this agent you agree to these Terms and Conditions.
Home Florida Panama City Beach
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 1
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 2
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 3
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 4
Directly across the street from the Gulf, this 2 bedroom, 2 - photo 5
MLS# 999343
Home For Sale

Directly across the street from the Gulf, this 2 bedroom, 2

$525,000

8706 Surf Dr # B, Panama City Beach, FL 32408

2
Beds
2
Baths
1,150
Sqft
0.04
Acres
$525,000
8706 Surf Dr # B, Panama City Beach, FL 32408
2 Beds
2 Baths
1,150 Sqft
0.04 Acres
Directly across the street from the Gulf, this 2 bedroom, 2 bathroom townhome offers quick beach access, Gulf views, and updates that help reduce near-term maintenance. Two public beach access points are nearby, and the home is being sold fully furnished, making it a practical option for personal use, a second home, or rental use. For buyers exploring added rental flexibility, the neighboring townhome is also available, creating a rare opportunity to own side-by-side units. Inside, the layout is set up to comfortably host guests with one king bed and two queen beds. The kitchen, bathrooms, and flooring were renovated in 2019, and the entire unit was freshly painted in 2025, including the walls, trim, and doors. All furnishings were also replaced in 2025, giving the interior a clean, updated feel. A full-size washer and dryer adds everyday convenience. The living area opens to a private patio where you can enjoy Gulf views and coastal breezes. A fenced backyard provides private outdoor space to unwind after time at the beach. The home also includes a private garage for beach gear, bikes, and other coastal essentials, plus additional driveway parking for guests. Nearby destinations include Pier Park, St. Andrews State Park, marinas, waterfront dining, shopping, and local restaurants. Buyer to verify all dimensions.
133 days
on BeachHouse.com
114
views
0
saves

Property Details

HOME DETAILS

2 Beds
2 Baths
1,150 Sqft
Built in 1983
0.04 Acres
2 Stories

EXTERIOR

Carport
Siding: Stucco, Trim Wood

INTERIOR

Central

FINANCIAL & COMMUNITY

$1,652 / yr property tax
Bay County
BEL AIR 2ND ADDN Community
See More Details

Location

Map
Open in Google Maps

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About Panama City Beach

Find Vacation Rental Beach Houses on Panama City Beach in FL! Book online - beachfront homes, cottages and condos for rent. Oceanfront homes with private pools. One of the best destinations for families. Pay less (no service fees!) and get a great deal on popular rentals now. Find family fun things to do in the Gulf Coast of Florida. A tropical paradise for a romantic waterfront wedding.

Ad Statistics

Ad Number
7497570
Viewed
114 times
Listing Status
Active
Added
Mar 31, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
Emerald Coast Association of Realtors
Source Property ID
999343
Listing Agent: Christina M Schlink (License #: 3137018) 850-368-1474
Broker: Compass Florida, LLC 305-851-2820 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Request Information

By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

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Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 BeachHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.08.11
Terms & Policy