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Ad #7809612
MLS #202610614
Listing photo

!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA

94-646 Lumiaina St Aa102, Waipahu, HI 96797
$600,000
2Beds
2Baths
796Sqft
--Acres

About this property

!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA entitlement, no problem. Welcome Home. Here is a rare opportunity to own in beautiful Waikele with one of the most valuable financing advantages on the market today. Take advantage of an assumable VA loan opportunity that could allow buyers to secure a lower interest rate, reduce cash needed to close, and potentially avoid monthly PMI compared to conventional financing. This inviting home offers comfortable island living in one of Central Oahu's most convenient communities. Enjoy easy access to Waikele Premium Outlets, dining, grocery stores, parks, golf courses, schools, and freeway connections for a smoother daily commute. The functional layout creates a warm and welcoming atmosphere perfect for relaxing after a long day or entertaining family and friends. Whether you're a first-time buyer, investor, or looking to downsize, this property delivers affordability, convenience, and long-term value in one incredible package. Don't miss this unique opportunity to own in sought-after Waikele with a financing advantage that's sparcely available in today's market.

Property Features

2 Beds
2 Baths
796 Sqft
Built in 1993
0.000 Acres
1 Story
Assigned
Siding: Double Wall, Wood Frame
$1,539 / yr property tax
Oahu County
WAIKELE Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Ryan Adams

eXp Realty

856-404-1524

Location

Map
Listing Agent: Ryan Adams (License #: RS-84757) 856-404-1524
Broker: eXp Realty 808-725-2794 Listing Site
Copyright © 2026 HiCentral MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Aug 11, 2026

Photo Gallery

!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 1
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 2
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 3
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 4
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 5
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 6
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 7
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 8
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 9
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 10
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 11
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 12
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 13
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 14
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 15
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 16
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 17
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 18

$600,000

2
Beds
2
Baths
796
Sqft

94-646 Lumiaina St Aa102, Waipahu, HI 96797

By contacting this agent you agree to these Terms and Conditions.
Home Hawaii Waipahu
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 1
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 2
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 3
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 4
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA - photo 5
MLS# 202610614
Condo Active Under Contract

!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA

$600,000

94-646 Lumiaina St Aa102, Waipahu, HI 96797

2
Beds
2
Baths
796
Sqft
--
Acres
$600,000
94-646 Lumiaina St Aa102, Waipahu, HI 96797
2 Beds
2 Baths
796 Sqft
-- Acres
!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA entitlement, no problem. Welcome Home. Here is a rare opportunity to own in beautiful Waikele with one of the most valuable financing advantages on the market today. Take advantage of an assumable VA loan opportunity that could allow buyers to secure a lower interest rate, reduce cash needed to close, and potentially avoid monthly PMI compared to conventional financing. This inviting home offers comfortable island living in one of Central Oahu's most convenient communities. Enjoy easy access to Waikele Premium Outlets, dining, grocery stores, parks, golf courses, schools, and freeway connections for a smoother daily commute. The functional layout creates a warm and welcoming atmosphere perfect for relaxing after a long day or entertaining family and friends. Whether you're a first-time buyer, investor, or looking to downsize, this property delivers affordability, convenience, and long-term value in one incredible package. Don't miss this unique opportunity to own in sought-after Waikele with a financing advantage that's sparcely available in today's market.
71 days
on BeachHouse.com
53
views
0
saves

Property Details

HOME DETAILS

2 Beds
2 Baths
796 Sqft
Built in 1993
0.000 Acres
1 Story

EXTERIOR

Assigned
Siding: Double Wall, Wood Frame

FINANCIAL & COMMUNITY

$1,539 / yr property tax
Oahu County
WAIKELE Community
See More Details

Location

Map
Open in Google Maps

Mortgage Calculator

Ad Statistics

Ad Number
7809612
Viewed
53 times
Listing Status
Active Under Contract
Added
Jun 01, 2026
Last Refreshed
Jul 03, 2026 06:17:28 PM

Listing Information

Data Source
HiCentral MLS
Source Property ID
202610614
Listing Agent: Ryan Adams (License #: RS-84757) 856-404-1524
Broker: eXp Realty 808-725-2794 Listing Site
Copyright © 2026 HiCentral MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Request Information

By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

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By proceeding you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), and its affiliates, to contact me using the contact details you provided, via phone call or text (SMS) using automated dialing technology for marketing or advertising purposes, including contacting me about my inquiry and other home-related matters. Not a condition for purchase. Message and data rates may apply.
This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what I am looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at  csv@dreamhomenetwork.com.
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SEARCH STATES
Alabama Alaska California Connecticut Delaware Florida Georgia Hawaii Louisiana Maine Maryland Mississippi New Hampshire New Jersey New York North Carolina Oregon Pennsylvania Rhode Island South Carolina Texas Virginia Washington
SERVICES
Buy Buy Advertise
COMPANY
Testimonials About Us Office Locations
SUPPORT
Help Contact Us
ADDITIONAL MARKETS
LakeHouse.com MountainHomes.com GolfHomes.com BarrierFreeHome.com
SUBSCRIBE
Receive notifications for new listings
Subscribe
X Facebook Instagram YouTube

Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 BeachHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.08.11
Terms & Policy